Category: KFZ-Versicherung Forum

  • New car, when does insurance start?

    Hello, yesterday in the car dealership bought a new car, that car dealership will hand me the car on 4.9.15, at least for this day the pick up is planned.. the car dealership will take over for me the registration, of course I must now look for insurance for the car, and because, the insurance code informs. My question is now, I have to start the start of the insurance directly for the car dealership to register the car or can I register the car insurance to start the 4.9, where the car is picked up by me? Can you still register the car? Thanks for the help

  • Accident repair in the warranty (The question of where)

    Hello MotorTalk Community, I bought my first own car at the beginning of this month, a used car (Renault Megane GrandTour). The dealer offers the legal warranty, in addition I got a one-year warranty from an external insurer. Now in the stop-and-go a lady rushed into the car because she was playing on the radio. I think the damage is limited, some plastic parts covered/scratched and the bumper has what a I will now report the damage to the insurance company of the causer of the accident. Now to the actual question. Where do I have the damage repaired? I had heard that the warranty obligation of the used car dealer may expire if I go to another workshop. Is there anything about it or can I have this accident damage repaired in a workshop of my choice? In that case, of course, I would like to go to a contract workshop. Honmal for your clues, Timo

  • ADAC in Turkey abandoned bad club…..

    Hello together, I want to report about Adac and that I was now in the summer so 3 weeks ago by car in Turkey and on the return trip near the Greek border (Kesan) a tire burst from me, I asked in the city of Kesan all tyre dealers if you can help me further but finding 21 inches tires in Turkey is very difficult, a workshop said in Istanbul I would certainly find, then I called ADAC and asked for help, ADAC wool I didn’t carry my car to Istanbul about 290 km I should have to tow more than 700 Turkish liras myself, I then drove with the hooded Runflat tires towards Istanbul had finally no other choice and about 120 km before Istanbul did nothing more the tire was in a bucket and could not continue driving, then stopped at a tank and called a tow truck and had my car tow at my expense. I am completely disappointed by ADAC and stink-soured I was standing there in the middle of the night 2-3 o’clock to me three little children in a country where I don’t know what was really horror that I’ll never forget ADAC has expired for me they didn’t even call and asked if we live or where we are etc NOTHING….I found the tire myself and found hotel costs as well as transport costs everything paid myself. Bravo ADAC continues so……

  • Strong increase due to KM

    Moin, have informed my insurance company that I will no longer drive 12 k in 2016 but 18 k. I find the now announced increase in the contribution from 470 € to 560 € very violent. Is there any guideline values such as the More-KM approximately out? Is it clear that with such an increase one quits and is looking for another insurance.

  • Car with daily registration, after 5 days accident with 280KM help

    Servus, I have the following problem, yesterday on the way home from work a NL drove me back into the car. I got the car 5days -.- and had a whole 272km on the speedo. According to Renault looking over the damage is 4-5K €. If the spare wheel pit is also affected it will have to be welded even more expensive there. Now I have to wait for the approval of the foreign insurance before the risk would exist that I have to pay the expert myself. Rage is now, have bought the car with daily registration which was registered on 21.1.15. I myself got the car on 31.07.15. How does this look now with the repair of the damage the car has because it now has an accident a value loss. I read that there is also a regulation with low mileage that you would get the new value again. Maybe someone can advise me what to do best. is my first accident and is now quite on the wrong track. Look and don’t want to do anything wrong. MFG

  • Vehicle sales / license plates / insurance cover / Urgent, hurried very!

    Hello, I have advertised my car for sale and tomorrow (Saturday in the late afternoon) an interested person comes by. Since my car is in a very good condition and because of the long journey (just under 1000km), I assume that the interested person buys the car too. The whole thing was now very short-term. But I don’t want to let the buyer drive 1000km with my license plates. On the one hand I want to keep these in order not to have to buy new ones, but much more important: The insurance cover. I don’t want to trust that nothing happens with a 1000km return trip, that the buyer also really immediately re-registers, etc. A cancellation tomorrow morning is not in question for me. Afterwards the interested person does not appear and I stand there without a car (or unnecessary costs and lots of geerenne). What can you do there? Of course, everything is now very short-term, road traffic office has only tomorrow morning. I ask for quick answer: day registration, short-term registration marks , whatever. Important: The car is registered. What possibility is there? Which data do I have to send to the interested party for this? I have already searched here in the forum and found the following: “Other possibility would be for him to drive the car with your license plate, in writing he agrees that he will re-register the car within a time limit (3 days?) and send the signs back to you. In the case (as well as for the test drive) but make a test driving contract that he will pay the costs if possible . _Accident assumes including upgrading insurance. Gives forms at the ADAC”

  • Does liability contribute to damage caused by one’s own child?

    Hello, our daughter, while I wanted to open the driver’s door, pressed her button down, which led to a defect in the inner door opener of the driver’s door. The damage was fixed provisionally, but does not last long. The proper repair costs about 600 euros:-( Can anyone tell me if an insurance takes over such damage? Thanks in advance and greetings. T.K.

  • Complete / meanwhile 2 damages

    Hello and good evening, in the summer of last year someone drove me a big scratch in my car and started hit-and-run. I reported the damage of my insurance (have no comprehensive) but did not have it repaired until now. I had planned that for the next weeks. But now I am yesterday at work parking in our parking lot unfortunately at a yard gate (very narrow parking gap) long and now have a real sheet metal damage, which has to be repaired. 1. If I would claim the damage from last year and yesterday, would I then have to pay the deductible twice? 2. If so, could I take back the first reported damage? 3. The damage from yesterday must definitely be repaired. Does this comprehensively pay for this kind of damage? 4. If it pays, can I settle after cost estimate? How does this work? Many questions :-), I’m curious about your answers. Have a nice evening!

  • Total damage or money?

    Hello, today my car was examined, which was driven up to last week. I bought it recently for 200 euros. The damage is 1200 euros gross. I asked the expert if it could be done in such a way that it is a total damage. He meant “yes”. What would be more useful for me?

  • Is it possible to change insurance by changing the holder?

    Hello, have a question that is more complicated than assumed, I would like to change the insurer because this is in comparison very expensive, I could save about 150 euros in the quarter, as clearly as possible before 31.12. In the Fz. letter I am registered as a holder, but VN is my wife, if I register the car at the registration office on my wife, can I change the insurance without any problems then or do I make it too easy for myself? Thank you very much!!!