Category: KFZ-Versicherung Forum

Hello together, I have the following situation and need urgent advice! I had a driver’s license since Nov. 2006 and drove my partner’s car. The car was driven exclusively by me all the years but is still registered on him. The insurance also ran over him. Now we separated and I had the SF class 3 transferred from him to me. In August 2011 I submitted the application to the existing insurance, and the transfer took place by Vers. As I had only scanned the front of my driver’s license, I also submitted it to the insurance company accordingly. Unfortunately, I did not scan the back of the driver’s license at the time. I then got the insured card via the insurance contract, which now officially ran over me. Shortly after the change of contract, I was deprived of my driving license due to drunken driving. Unfortunately, the driving ban only ends in March 2012. g wrote to me the other day because of postponing the back of the driver’s license, which I no longer have… In the letter it also says that there is otherwise to change the contract without pre-insurance. The question is: What do I do now? Will I now be ranked higher? Does someone have advice for me on how to best proceed to keep financial costs minimal. Thanks for the help! Greeting missXX

Hello I drive a passat year 2007 and almost 200,000 km. General condition is good and always maintained. (Not vw). Now my parking car was damaged over the rear left tire and also the door. A scratch was present over it (there is someone with the key along). For the damage the free expert noted to me 1,200€ gross. The report is still on the way (telephone information). However, this seems to me a little little. My wife at that time with her car at a k ia when parking deleted and that has already cost so much. The reviewer thinks that more is not in it. But what can I still do? Probably I will not fix it, but nevertheless I want to get what is due to me. Many colleagues also said that this is far too little (those who already have “experience”). Do you think I should take the risk and where else create one (and pay) ? What will be such a cost ? Or should I let it run and if I do it should separate and if additional costs arise who then pays the difference ? thank you for your opinions.

Hello I sold my used motocross machine at ebay! After 2 days the buyer picked her up. He looked at her again and drove with him in the garden. He was satisfied and took the bike with him. One day later he called me and meant that the 6th gear makes noise, and that he suspects that a gear is defective or something. And that I knew about it and therefore only let him drive in the garden. Well I am before I chew the motorcycle at ebay So I don’t know if the buyer wants to fuck me up now and try to push the price again, or if really what happened to the gearbox. Now my question is who’s right who gets it hard on hard? Here’s the link from the motorcycle at ebay:http://cgi.ebay.de/ws/eBayISAPI.dll?… Fals der link nicht geht Item number: 160290807121 www.ebay.de

Hello, I’m looking for insurance for my car. It’s an Audi A4 BJ 2001. It cost about 10,000 EUR and is financed. So I decided for a comprehensive insurance (VK 300 SB / TK 150 SB) and let me make a corresponding proposal of the KRAVAG with a marker. Discount protection in KH and VK, GAP cover as well as the free workshop choice are important to me and should be included. My question is only if I need the following additional services: – M allorca-Police – Extended wild damage clause (i.e. all animal damage insured) – Marderbiss – Protection letter – Protection in case of gross negligence I can imagine that the protection costs a lot in case of gross negligence. Of course everyone needs to know it in the end, but would like to hear your opinion about it. What do you think I need all these additional services?

Hello, I have a question about my car which is almost only a show car and nobody could tell me anything about it. I have a Golf 4 R 32 which is completely converted into a show car. Completely clean, multimedia system with playstation and 34 inch monitor etc. In addition a candyapple / pearl white painting that has scratched me a contemporary a few days ago, who got God’s thanks, completely. according to Dekra expert a damage of 5300 euros. My question relates to something very unusual. A friend of mine, who is a restorer in the church area, has made a rather unwholesome proposal for me. My car kopmlett, since he must be completely painted, must be covered in gold leaf. He would do the work with his master free of charge, I would only have to pay the purchase price for the gold leaf. Aterial value would be estimated at 9000 euros, which would be worth the thing to me. My questions about this are, what does it look like with the operation in the road traffic! Can I still move by car in the public traffic room? What if one drives me in the car and what does this look like with the comprehensive? As said, car is almost only on the way as an external item, but I also drive around it, as an example, to fetch French fries in good weather. Drive around the 500-600 km in the yes The current value, according to Dekra, is 72000 euros and would certainly increase significantly due to the gold leaf, wouldn’t it?

Hello, I bought a second-hand Touran with 140,000 km 3 months ago. Now, however, there is something clapping in the engine compartment. (according to a friend seems to be something with the clutch but is not sure) What does it look like here? Does the dealer hold up? I have also concluded a warranty. However, the following is in the contract: “Used, how extensively visited, under exclusion warranty, (the statutory warranty claims expire after one year with private customers) in the H In view of visible and invisible defects, in particular regarding the mileage, past accidents and damages resulting from previous accidents, corrosion damage as well as other visible and unspeakable damage to the body, the chassis, the ground group or the engine….” What does it look like here who has to stand for the “damage” straight? LG and thank you

Hello, before the Christmas days I sold my VW Polo 6n with approx. 160tkm. During the visit I indicated all the defects known to me and also noted in the purchase contract, the contract was an ADAC form which excludes the liability for defects in material defects. In addition, I registered for defects ‘age and mileage caused defects’ as well as under special agreements ‘All damages from delivery at the expense of the buyer’. At the inspection the buyer fell on which the engine runs restlessly, Si e probably had the same engine in a gulf. But since I am an absolute layman, I didn’t notice that, it didn’t think it was very unusual, because I didn’t notice it when driving. In idle, there were minimal speed fluctuations, which I also said during the inspection. However, I didn’t notice this restless run in the contract, because I didn’t think it was unusual. Today came the call, there was a coming engine damage, she would have hereits invested money for new candles and ignition cables and had the engine pressure (??) measured, whereby it was noticed that the third cylinder has only 6 instead of 10 bar pressure. However, since I am not aware of any fault, I told her that accordingly, she wants to become a lawyer now.. Should I be worried? LG

Evening, car is in the workshop again. This time because of burglary and theft. Mobile navigator and charging cable lay locked in the middle armrest and the holder in the glove compartment. Since I never use the holder, have a magnet holder and are therefore no traces of the windscreen, one never comes to the thought that such a thing would lie in it. The following scenario with the insurance on the phone: The gentleman of the insurance said that the burglary damage over the Te It was clear to me, although I did not ask for it. However, the costs will only be taken over for the consequential damages which are directly connected with the glass break. This means e.g. the scratched door panel and the scratched varnish. If the offender in the interior caused further damage (which he did not do), one would not take over the costs for the corresponding parts. If the stolen mobile navigation is also paid, this was negated. The Kasko would only cover the costs of built-in navs. So flux re-learned in the insurance documents after work, there is next to the insurance contract, in a kind of “prospect”: quote: “Extra vehicle parts such as radio and CD players are insured up to 5,000 EUR without additional contribution.” I thought, well, just had bad luck because I don’t pay a surcharge. However, I noticed this in the general conditions (AKB) something different. The following vehicle parts and the following vehicle accessories of the insured vehicle are insured up to a new value of a total of 1,500 EUR without premium if they are installed in the vehicle or kept under lock or are firmly connected to the vehicle by appropriate brackets. …. : CB radioElectronic navigation systems Television with antenna … 1 radio, 1 cassette recorder, 1 CD player, 1 CD changer …. It doesn’t, however, stand there whether mobile or fixed. Thus, the insurance shoots itself in the own leg or do I get something wrong?? A few independent opinions would perhaps help me something…

Hello, I am currently looking for a cheap second car for the daily long distances I have to travel. Nen acquaintance who currently is currently abroad driving a Smart for Two as a second car and pays only a little more than 100 euros in insurance every year as he once said. Have SF15 believe his is even worse and yet in comparison portals I do not find a price that comes even remotely equal, have at check24&Co after the smart and the Daiha But tsu Cuore looks at the annual insurance prices, even under pure liability, there are 400 euros or more, am I doing something wrong? ^^ Is there still a better way to get a cheap insurance? Thanks for the answers already

Hello, I had an accident (self-debt) on Friday. For my car (Volvo 2.25 years old) I have a comprehensive insurance with 300 Euro SB and Wekstatt binding. The insurance has called me a partner company (Wekstatt) which is not a Volvo workshop. Question: If this partner company repairs the car has any negative effects on my guarantee? I have completed a connection guarantee for the Volvo (3-5 years). Can also the warranty on rusting be satisfied on the Internet I have also found various places that write that the workshop bindings are legally located in the insurance companies aif thin ice! For your helpful answers in advance thank you very much.