Category: KFZ-Versicherung Forum

Hi I had an accident yesterday and today came the treasurer repair costs are 10000 Euro estimate of the carriage are 10600 Euro, now the treasurer does not give the car to the rep free he means Toltalsdamade is so all-round and no one involved. Greeting Locke

Hello, I got my new Audi A4 in March. No 3 months later at a little over 9000 km I stood in the thickest hail and was allowed to listen how the hail hit me numerous dents in the car – except for the tailgate and the plastic parts are now everywhere dents – even on the chrome trims on the windows. Yesterday the expert commissioned by the insurance company was there, and estimates the damage at 6800 euros (incl. VAT). The “light repair” was taken into account by Out and a complete renewal of the bonnet, whereby however follow-up costs were left open by the impacts on the columns, which can not always be completely squeezed out (pronounce a repainting with spatula etc. was not excluded). I am insured with the R+V24 and have a tariff with workshop binding and new value replacement regulation. So far I was in a workshop specified by the insurance for the first review, and yesterday was the expert of the Versicht more has not yet happened, even though the damage occurred on 05.06.2016. The paintr master from the first workshop gave me the tip to try to change the car – i.e. apply the new value replacement regulation and assign the damaged to the insurance and receive a new car. I don’t know at all and would be happy if I could get a few tips or experiences here, how to proceed. Thanks and b esten Greeting Patrick

Hi! Last Thursday around 23:30 clock a dog jumped in front of my car at speed 50. The dog is fortunately back on its feet and the dog owner wants to get in touch with his insurance this week. Is it enough if I have an official estimate with photos taken with an acquaintance? He runs a registered workshop and has been screwing around cars for 30 years, so he has the corresponding experience regarding the assessment of the damage. my question is actually how long it usually takes for insurance to reimburse the corresponding amount and whether an official estimate with photos for such a “dog liability insurance” for reimbursement from: Thank you in advance. MfG

A wonderful day. I have a big problem and need your help!! I had a car accident last months, I drove there with the allowed speed of approx. 100 km/h <-- (according to the police report) into a right turn, I drove too far outwards, on a green strip, then turned me and banged against a tree with the driver B-pillar. There were a few others behind me, of course, the fire department and the police In any case, 29 firefighters have arrived, 2 ambulances and one rescue helicopter. The ambulance and the helicopter as well as all other costs have already been paid, only the firefighter costs of approx. 2500,00 € not yet. I am supposed to pay them myself. I was insured with SB 1500,00 €. The prosecutor who investigated the case dropped the charges against me (negligent assault, because my colleague sat next to me, but fortunately he was only Now I want to know if I have to pay these fire-fighting costs and if so many fire-fighters were necessary at all. I have Googled for 2 hours, but found nothing in this view. I would be very grateful if you had positive answers, because I am very desperate I have to say...

Hello all together… I bought an Audi a3 on 13.Nobember 2008! On the same day an accident happened to me, a truck lost a pallet! Unfortunately I drove over this, and caused damage to my car 2000€! Truck driver blame – clear, but not findable! In January he was caught and I had an expert report done. After that, vin the AXa insurance sent me a questionnaire, which I filled out and sent back! Have in the car house at the report immediately a declaration of cession and the order signed! Today I called at the insurance company, and asked if I could get no confirmation or an ok for the workshop! Now the workshop has already settled with the insurance company, because the workshop apparently did not reach me! How can that be? Still complicated comes to it, I thought to order another bumper that also told the car dealership, but not exactly which one! How can he charge for it? and what am I going to do now?? Would you like to do something powerful, because that’s naughty!!! Or???

Hello in the forum, I did a short research on the topic and would like to have my information verified here by the professionals (hopefully and thanking ;-)). Background: An older Fzg, what I recently purchased, can not be insured with my current insurance, since it is too old for the insurance. Thus the starting situation is that the car is now only HP-insurance. I can however revoke the insurance for a few days. It is the 3rd Fzg, which is on me in the name of this insurance runs. My scenarios: 1. Leave as usual and live with the missing TK 2. Let the Fzg insure with another company with HP and TK – this will be financially a murder, since each requested insurance calculates the car with SF 1/2 in the HP, which I will not pay, because alone the HP is so around 1000 (TK is then with SB 150 so about the 100, – so not worth mentioning) My real question: 3. Can I get the car with TK in another EU I don’t see anything that would speak against it at the moment. I also spoke to an insurer there that it is no problem to insure the car with him only with TK without HP The car has German registration plates, so I would not be in the “tax evasion dillemma”, which is usually the case with foreign registration plates I have considered whether it would theoretically be possible to have the HP elsewhere in the same way. In Wikipedia it says that the conditions for HP are “7.5 million euros for personal injury, 1,000,000 euros for property damage and 50,000 euros “, that would still be to consider what the coverage of the foreign HP looks like. In addition, I found the information that the Federal Authority for Financial Supervision should have approved the company, is that right? So, shortly: – speaks against a foreign TK in addition to the German HP – speaks what against a combination of German license plates and foreign HP + foreign TK Thank you, ch

Hello.will already for a long time open a car trade with preparation I was a kfz mechatronics engineer at that time and have already sold and processed a lot of cars privately so I know a little bit about sales and trade or am not a newcomer in this area I have already inquired and read a lot about it for a very long time so I know that I have to create a purchase plan etc have to give warranty etc should also not be a huge trade but also no fähnchen dealer so already serious with small hall and office will also visit some seminars etc as what to register? individual entrepreneur or GBR? wanted to do this with a colleague who is still busy. do we get a promotion at all if he is not unemployed and we do this together? or rather individual entrepreneur and then set him up later? how does all this with the controls I still don’t see through? what can I put off and how is it calculated? bi n currently unemployed(winter) but have a written guarantee to be reinstated also the office has this info.nun I would like to receive the promotion.=so I get my unemployment allowance we say 1000euro+6 months the subsidy of 1000euro or 1300ways socialvers.etc.? get the federation at all?bin yes quit but should be reinstated only that I don’t want !? Most important! with which costs I have to register at the beginning so, red numbers,steu ern,insurances what do I need in insurance etc? so cars, rent for hall, sprit costs I calculate later on equipment I already have mfg thank you in advance

hello people, I have already looked at the left to the registration in the faq and thanks to so many infos are provided, only one thing is still unclear to me. the following situation will occur with me during the car purchase: I look at cars on the internet and will then look at a potential car (probably several hundred kilometers away from my place of residence) … if the car really suits me, I want to buy it right away – now me a question: “Is that possible?” so it’s almost like: take out the insurance online on the day and then start immediately? the insurance (via direct insurers like huk24) shouldn’t be the problem, because you can already insure the car for the same day, right? but what about the registration? I have no chance to let the car in front of it? there is no possibility of “renting” a tag for which this is allowed? it’s my first car purchase and yes, I have no idea … but would be nice if you could let me know. many thanks in advance! lg Matthi

Hello, 1st case: Drive a Dacia 1.2 petrol for more than 2 1/2 years. Both the holder and the insurer is my uncle. However, he will transfer the percentages to his son’s husband (of course). Currently 50/50 is used for private/business purposes, but soon only private. 2. Case: Yesterday I financed an Audi A3 2.0 BJ2011 (25,000km) Diesel. This is delivered on 16th of this month and thus have until this day insurance to compare and cancel Is 100% used for business solutions: 1. Have a friend who has several insurances with low SFK (with transfer agree) 2. Have other acquaintances who has a second (also agree with transfer) 3. Don’t depend on anyone and from zero, i.e. 140% for both cars start and work down On the third point I would have a question. Does it matter which one I register as a first vehicle? What do you recommend me here? If you have more I nfos needed, you get it from me. Thanks for your answers! MfG

Hello to the experts here, I need a bit of support, I drove back yesterday from my about 30 degrees steep driveway/exit gaaaanz carefully out, through the sun in the back and look into the two side mirrors, I did not see the parking vehicle behind me, well because I was really slow, I only scratched in the push-stang, but the other car has a nice Macke at the rear wheel. Now the question… the parking person can also have a partial debt Since he parked right over my drive-in? Or does it all stick to my cheek now? Would be grateful for every tip…. Nice WE still Kai