Category: KFZ-Versicherung Forum

Hello, I have a VERY big problem And indeed, a few months ago I had a “provisional insurance” with the VHV by phone to register my car quickly. However, with the (for private reasons delayed by one month) conclusion of the contract there were bigger “differences” between us, so I changed the insurance and instructed the VHV to send me the invoice for the partial contribution for a month of the “provisional insurance”. Now I have a more than full The VHV has been charged for the “preliminary insurance” performance, driver group and other information as “unknown”, although I passed it on the phone at the time. However, I don’t have any evidence, as there is no contract. So I have to pay almost 600€ for a month. (as well as that for beginners). Now I wanted to ask if you see ways/opportunities/rights to have the information “afterward” registered with the insurance in order to reduce the demand. Thank you!

Hello, I have the following problem: Had an accident with my vehicle, but no total damage. Since the statement is against statement, I will probably have to calculate all my comprehensive costs. Rep. costs estimated approx. 1000€, the re-employment value is estimated at approx. 1500€. However, I would like to separate myself from my vehicle. The following questions: 1) Will the insurance automatically make residual value offers in the report, of which I could then accept one? How would this possibly be practically funk Should I then contact the dealer who made the offer and he is then also obliged to buy the vehicle at this price? 2) Or do I have to fictitiously charge with the UK and then look for the accident car to sell unrepaired? 3) Or is it more useful to have the vehicle repaired and then to sell? How do I proceed? I’m rather perplexed. Thanks for your help! Torsten

Hello! If you have heard this before: Someone wants to register a new vehicle (it has already happened), change the insurance and also take the classifications of the classes with you. Is possible from relatives 1st degree. The new insurance with which the new car is insured says, that is without problems possible. The insurance, where the old car was insured, says no, otherwise the other cars (in the package, there are a total of 5 cars insured) in the insurance again rise… that sounds very strange to me… Greetings jörg

Had a debt and an uninsolved accident. In the case of the former 700 Euro deductible was to be paid, although I am insured with the mother. I was free of harm for over 2 years, but the level never went down. 140€ premium per month is also an announcement. Should I make a partial cascade? Then the monthly premium, the deductible probably does not decrease. Probably something like hail s Is and was not a leasing vehicle. Ask for information. Lg

Hello, my wife has driven someone at the rear light about 4 weeks ago. We have a Honda Jazz III, Bj 2010. After consultation with our legal protection insurance, or a lawyer at the hotline, as well as the opposing insurance (HDI) we had a cost estimate made by Honda. The tailgate has to be replaced, the bumper as well and also at the front is a bit bent (which you can only see on stage). o net estimated. You will say: “Why didn’t you turn on a lawyer directly”. Can’t I answer – except that we wanted to save costs. No matter… Now a reviewer’s office has called, which is supposed to prepare an expert report on behalf of the opposing insurance company. Why do they want to do this? If I was already in a specialist workshop, will the reviewer then find lower costs? And if so, what then? I don’t think that the Honda workshop will find any I have never had anything to do with this and we are a little unsure. What would you recommend? Many greetings Peter

Hello, My vehicle was damaged by a car standing next to me which was on fire. It was caused by flying debris parts a dent on my B-pillar. I estimate the damage to 500€. By e-mail I was asked to send a cost estimate, by post I received a different letter from an expert on behalf of the insurance company to inspect my car. I first agreed an appointment for tomorrow, but think about it after these again abz Is it true that I have to pay the expert for the insurance up to a damage of approx. 700€-990€ myself? Then I would cancel it again and hope that the estimate will suffice. What do you think, should I cancel the expert and get a simple estimate? I do not want to sit at any unnecessary cost and I read only bad information about Guta and sent by the opposing insurance company. MfG, Rostriecher

Heyho… I found lightning ice last week (at night, from Wednesday to Thursday) and had a “small” accident… Friday was then probably immediately an expert on site and looked at the damage. I got a call from the expert today, which could tell me the following numbers: Damage: 9000 € Value of the vehicle (probably without an accident): 13800 – 14300 € In addition, the expert said that I should contact him by Friday to tell him if I should repair the car. The information he needs to draw up an expert report. So I am just a bit ‘overburdened’… – What does the decision (workshop/sale) have to do with the expert report? – what would be more useful for me – workshop or sale?? In addition, I can hardly imagine that the damage is 9000 €… The car still drives and, as far as I know, only has sheet metal damage… already thanks in advance… lG, ps.: have insured the car fully covered.

Hello dear community, I had at a gas station two weeks ago a small accident with my girlfriend’s car (Bagatelle; both vehicles have a 5cm scratch each on the bumpers). Police we did not call and exchanged insurance cards. We agreed that everyone would report his damage to the other insurance. Now I got a letter from his insurance company that the vehicle of the accident opponent at the time of the accident did not have any insurance However, a letter from his lawyer regarding the settlement of damages is available from my insurance company. The problem is that the scoundrel question has not yet been resolved, since each of us believes that the other is to blame. What happens now, because the UG had no insurance cover?

Hello has caused a scratch on a vehicle wants to pay the damage privately. The victim wants to have the damage repaired with VAT. because he wants to have the damage repaired at some point after all. Fact he has given me only an estimate of 700€ and still wants the cost of the estimate of 40€. Is the right?

Hello people!Question 1: Is it right to use the short-term license plate (5days) only for one car? I have to look at some cars and try them out in the near future.Most of them are logged out and private.I had read on one page, the short-term license plate always only for one car and you can’t use it for more than one car?Is that true?Can’t it be that I have to make extra signs for every potential car that would look at it?! Question 2: Can you have a car without a license plate, so towed, to a workshop?Or can it only be done by trailer? OK that’s it! Thank you in advance the Unioner86