Category: KFZ-Versicherung Forum

Moinsen I have the following problem: I would like to sell my car soon, as I get a service car. As the sale and termination of the insurance expires, I have already informed myself about this. However, I have the following “special case” available. I switched to ADAC this year and have just had a minor damage regulated by the Kasko. Approximately 2000€. The upgrade should then take place in 2015. Now I sell the car as I get a service car. That means I w after sale no more car registration and therefore no longer need insurance. Now the ADAC has taken over the repair via the Kasko and wanted to adapt the post next year. what is it like now? The ADAC certainly wants to have the money again. Has anyone ever had experience there? ?? Thank you Bushten

Hello, in the case of a liability regulation, the opposing insurance company wants to deduct the weekend from the duration of the use loss to be refunded. That means instead of 5 days of use loss (Do – Mo) they want to pay only 3 (Do, Fr, Mo). Is that ok ? Thanks for notes – Gruss Martin PS : An info about the damage (workshop error) – maybe it interests someone It is a liability damage of my (previous) workshop – the brake fluid was at me in the car “conventional” replaced with ABS – i.e. with pumps of the brake pedal. This resulted in damage to the main brake cylinder. According to the expert (Dekra) and the specialists at the Chamber of Crafts, the brake fluid can no longer be changed in this way in cars with electronically controlled braking systems, but with special equipment. If it is pushed through by “pumping” of the pedal all of a sudden, this can lead to damage to the sealing cuff etc. At least the damage was recognized by the expert. ( At the cost of the new brake power amplifier, which also had to be replaced, we unfortunately remain seated. )

Hello, I am insured with the Garanta with my escort at the moment. I pay for liability 93€/month 55%. Now a colleague told me to go to the DEVK and they would get me out of the garanta contract. I got an offer from the AXA where I would pay for liability and partial cassock without Sb 38€/month. In addition, I have at the moment a km limit of 6000/year. I would have no limit on both AXA and everyone should drive the car what at the Garanta noch t is the case. My own question is, however, whether the AXA could also get me out of the guarantee agreement if that goes at all. Thank you for your help.

Hello community, I’m not sure if the right place is here, I can try it out. (€ always incl. VAT): Private leasing contract with Sixt over 36 months 90 tkm for an Audi A5 Sportback 2.0 TDI, list price 50 k€ 12,800,- € Special payment made, month rate 286,- Euro, lease start 04/12 Now (02/14) I wanted to change the vehicle after 22 months and finish the contract and buy the vehicle out of the leasing contract. , Dekra seal received, all top. Vehicle set in Mobile.de for 33,900,- first requests received immediately, but no sale initiated because … : 2 days after hiring on the Internet vehicle crashed with total damage (no personal damage!). Expert opinion of the insurance is available. Replacement value 30,700,- , residual value 8,000,- binding offer of a valuer lies before repair costs 44,000,–> irrelevant, economic total damage. CAP probably does not matter, since Wied As you can see, I am absolutely not an expert in insurance matters of this kind. Therefore, I look forward to numerous and hopefully factual opinions and information. Many greetings Enzian from the Munich area

Hi! I am currently on the COSMOSDirekt and should pay for next year approx. 940 € HP + TK SB 150 (from next year SF 1). Now I have started a few search engines again and came with these search engines on more attractive conditions.http://www.aspect-online.de (issues VHV approx. 805 €)http://kfzversicherung.financescout24.de/fwd/fs24/kfz.jsp (HDI24 base approx.785 €) Then I started the tariff calculator of the respective insurances and am there however on erh My question is, how do these sharp deviations come to be? I can understand that the comparative sports contracts have and partially distribute premiums, but 200 € difference? Can anyone explain this to me if necessary? Can I still click on “apply contract” there without any risk, or do you have to expect that you will get a lot of money later? east gets pushed up? Thanks a lot, el gerrito

Moin, Just like that, the charger from the battery charge burned through me and left a huge damage to my 318i .. Does someone know about it or someone already had the same problem and has idea if you can do something in the direction of insurance? Here’s another picturehttps://imgur.com/a/BsNNPQi Greetings Yannik

Hi, I bought an old Opel Kadett C for small money, will pick it up at the weekend and then register on Monday, my current insurance does not offer anything for classic cars, am at the HUK, can you only insure the old car with the Zuricher or have to change over with everyone else? Or does anyone else have insurances which old cars? Greetings

Hello, in advance, I have fed the search with the terms “Meldung Unfall Zeitraum”, but unfortunately not a satisfactory result, I am sure that there are such questions here already, if so, I apologize for the new thread and would be happy about a cross-reference. My vehicle was damaged in parking conditions on 12.01.10 in a traffic accident. The police took the facts and left me a message, I may please I only discovered this note yesterday evening (13.01.) when I called the department today, and I was told that the official who took up the accident will not be back until Sunday at noon, which means that it will also take until Sunday with the report from the insurance company of the causer, since I do not have any data from the causer of the accident. I am not at home at the moment, which means that apt vehicle (painting damage, no impairment of driving safety) would have to be driven about 60km tomorrow. Now two questions: Can I transfer the car home without any concerns under the assumption that nothing will happen anymore? Is there a kind of reporting period for traffic accidents? After all, this will be between accident and report 6 days, and I don’t want to get any problems, it’s my first accident of this kind. MfG sYn

Hello community, I would like to have a problem there! 🙁 On the facts: I was broken up on 07.08.09 the Passat 35i and the “NEUE” mountain bike in it was stolen. Since the Passi is only insured liability, I thought that the damage could also pay the household insurance. The legal conditions for this are given. Well, on 18.01.2010 I get the cancellation of the insurance, since NO SINGLE DISCUSSION POURS can be recognized on the car. According to contract clause m In this case, the building is a parking garage and the locked space of the cars. As far as there are no problems with the insurance… further. Insurance cover also exists: 1. if the thief uses false keys or other tools that are not intended to open these locks. 2. in other ways, in the conditions specified, enters the space of a building. Now I am, as a policyholder, i I am sure you can!!!! (…there was something with a tennis ball and the airbag of the ZV????) Well the question: Is there IRGENDWO expert reports or attempts that prove this fact???? I need something powerful to prove what I can add to my objection. I could of course also invite the insurance expert to an appointment and then call the ADAC… he makes the car “EXCLUDING SPURE N” in a few seconds. 🙂 Many thanks in advance and greetings from Ronsdorf. Stefan

Hello together. My car is always on our rented parking space in the immediate vicinity of the house of our landlord. During the thaw came down in no time some roof Slavias which also contained quite large ice blocks. Of course everything flew on my car. Now I have a small dent in the bonnet. I also have to say that there were some smaller roof pans. Whether the ice or a dacj pan piece caused the bump, I can le Don’t tell me exactly. Who takes over the damage? Or can you talk about force majeure here? My landlord didn’t care. He just reports this to his liability insurance. But how will they react? Has anyone ever experienced it?