Category: KFZ-Versicherung Forum

Hello together… I’m not sure if the question has not already been settled somewhere…that’s why the most important thing here is again very quickly. I had a hail damage on 19.06. which is acted by the expert as total damage with gross 7869 gross. WBW would be gross 7500 and they offered to transfer 3900 to me…it was there additionally: The holder wants to calculate fictitiously (although that was not really in the room) I probably made the mistake as totally inexperienced and Now I really read into the matter and assume very strongly that I will never get there with 3900 private…especially since the car has to be paid off for 6 years. My question would therefore be very urgent…and if it is possible very quickly:Can I pay back the 3900 and have the car repaired instead, so that it does not have this loss? The dent doctor gives a paint guarantee and so on… Thank you very much for a good answer MfG

Hello, I need your help once. I borrowed a transporter today to pick up garden furniture. On the way back I stupidly drove off the exterior mirror of a parked sprinter. No damage was caused to the rental vehicle. The damage was then taken up by the friendly helper and back to the rental company it was then I had to pay the damage with the excess cost of 500 euros itself. To my knowledge is the partial cascade for the rental vehicle and the liability insurance is liable in case of damage to the external vehicle. For the liability there is no excess in the contract so I would have to be out of the matter without paying anything or? I would like to thank you for your answers

Hello everybody, today someone hit us on our standing car. The accident was taken up by the police and the cause of the accident was covered with a warning money. Now, however, I am personally somewhat unsure about the further procedure. I would proceed as follows: 1. Recruit the expert (think the 750 € limit is exceeded) 2. Enquire a lawyer for traffic law, with the settlement to enforce the claims. Is this in your opinion the ri Right path? With pictures of the vehicle to estimate the damage height. LG duct4402

Hey together, wants to sell our old car. Thought I’d put it in on eBay classifieds because it doesn’t cost anything. It’s an old Getz with about 190,000 km. How does it work if an interested person wants to register and buy the car. At the moment he’s still registered. Do I have to log it off before the buyer can register it again? Can the new buyer re-register it and is that certain for me? I don’t want anyone to re-register the car properly and then I’m on the E-mail. How should I best proceed? Thank you for your help!

Hello together, at the end of the week we sold our Golf Cabrio and bought another car. The new car is still at the dealer, it is to be picked up Monday, it is located in a neighbouring registration area. We drive our old car until then and leave it then to the dealer, where we bought the car. Now I am thought of to drive the car, according to the plan, tomorrow, then with unsealed license plate on the same day to the dealer n (neighbouring registration district, distance about 100 km, so unfortunately not exactly around the corner, therefore my caution) to exchange the car then easily. I stumble however just over the history with the insurance protection. In the legal text it says that a journey is still possible on the same day, but only for registration and / or HU purposes. I derive from the fact that a journey is only possible on the same day between the registration office and the home, because otherwise it is in the law xt in my opinion also not. However, we want to take the car to the dealer – and that no longer serves a registration purpose, but rather is to be understood as a transfer journey. My question to those who can say as precisely as possible “Yes, can you”, or “No, that this is better” – How is the situation here? May we do this? Is the journey insured even though no “authorization journey”? Or should one address this question to the insurance company? (Already done, direct insurance) erung, no call possible, e-mail answer is waiting for you). Thank you for reading and in advance for your efforts, Sarah

Good day already in the forum about HDI insurance read but not quite the correct answers heard or not what I wanted to hear……. And indeed today a year ago my neighbor drove against my vehicle against ( a6 4f Bj 2010 ) whether the car was parked in parking lot or not I can not say exactly because the old stripes are fully worn out …… The accident I did not personally see but my neighbor heard it and ran out immediately and alar has me …… Indefect was the neighbor of nahben Haus and admitted to it in front of my neighbor and wrote down on the note his data and insurance number …. And that it is the accident culprit …… Police we did not allam because I would have a witness….. After that I did everything about my review and passed it on to lawyer….. The damage is 7000,…….€ Since I should not drive the car further I repaired it at some cost …. Before reperatur has given my lawyer time in writing and the possibility to look at the car again from insurance and to fexire the damage to scouriness….. In large part I got from insurance that does not pay it without reasons etc. ….. Now I went to court please give me only a few opinions or tips …… The repaired parts I have all kept to be scrupulous

Good day, I register here because I think I’m getting ripped off by a workshop! Now to the story : My car showed last week Saturday that the cooling liquid is low and should be refilled. Well then I am to the ATU, and other workshop but all were full with appointments and would have only got one at the beginning of May. So I am to the car dealer where I have the car and have explained my problem, I should then drive to his workshop with it his employee Marderbiss -> tube broken and thus apparently also the cooler was dead. Car parked there, on Monday, after he pumped off he showed me that through the cooler on the side liquid comes out when you blow in. So it started already, I need my car urgently because otherwise I come to work hard, had a lot around the ears, the guy calls me and says that he can order the materials but then he also needs the money from me : underprint older, screws, KÜHLER, housing = 977EUR! I thought to myself shit okay everything clear, insurance certainly takes part of the costs. So he ordered. The next day (I know I should have contacted the insurance first and not paid in advance so much) I sent the damage report to the insurance. 2 days later the expert was in the workshop and determined the damage. Thursday I get a letter from my insurance where in s I’ll call my insurance company again today because I’m supposed to fax them a copy of the bill, then I’m in the workshop and told the good guy tells me that the expert took the bill, I get a duplicate and I get the insurance also a letter. I should wait and not have it repaired yet. If I want to take the car with me then I should pay 650EUR working time otherwise I can pay my car after the rep aratur not take away calls again at my insurance and the lady tells me that it is very skurill, there is nothing that the evaluator would have taken with me any invoice, that it is also not normal that those already in advance want the money and I should definitely contact the evaluator tomorrow. She also sent me an eMail where all costs stand : cooler hose, heating hose, housing, labor wage = 501EUR So there is nothing about because of cooler or I got the bill from the workshop staff via WhatsApp >. < < I know I made serious mistakes, and if the whole thing is confusing or difficult to read, I'm sorry, but I'm on 180 and totally desperate. What else can you do?

I’m just having a parking ramper repaired in a “specialist workshop”. The opposing insurance pays. Damages: Foil (pressed over wheel box), bumper paint off, rim scratches. Everything in the back left. I said it should look like before the accident. At the first transfer date I noticed that a fold that has been reworked into the sheet had disappeared. It runs about 3 cm from the wheel box in half circle. I hope you know what I mean. On the second transfer date, the fold was now there again, but in the area of the tank cover the paint was unevenly applied. The scratch on the rim was only polished. However, it is still visible. So I left the car there again. Now the questions: Do I have to accept swabs? According to the motto: The vehicle is repaired but not new. (As said: The insurance pays!!!) Do you have tips and tricks on how to detect unclean work or errors? (La ck, Blech) Since I’m not an expert, I could only object to what a blind man sees. What if in 4-5 years all of this gutters from the inside? (guarantee 2 years) Since I don’t have to deal with workshops so often, I don’t know exactly what goes on there. But just wanting to hand over the car to me like this is something that confuses me. I am grateful for every contribution from you! With confused greetings uruguru

Hello together, have a short question to the insurance experts. Let’s take on a business trip with my private passenger car (about 500 km a distance) and get the usual 0.30 € per km paid by the travel cost account. So far so good. Now the question: If I do now with my car a self-inflicted accident, then my insurance percentages go up ? Background is that there is a fleet with us in the company, but I for a week with my pr ivat-PKW is supposed to go on business trip, because that is supposedly cheaper. If I do a self-indebted accident with the company-PKW, then I don’t care about my percentages, because the company pays the insurance. Does this mean that I have an additional risk by the ride with the private-PKW? How is this regulated? How do you do it? Thank you for the information ! Greeting Karle

The children in the Spielstraße from my front door used the private parking directly in front of our house as a football pitch, but unfortunately my car was still standing on one of the places. Now it has a dent. But the children knew fortunately exactly who exactly this hit landed. Parents are informed, get the damage form from the insurance today. My workshop says, bulging is not, because the bump is exactly in the edge. So must be spatted and painted, thus ca. . 700€. I have a claim to an expert at the amount of the damage, because I also fear a reduction in value due to the spatling and yet large-scale repainting. The insurance man told me that the verse. the expert will not pay the less than 1000€. Can the impairment be determined in any other way, e.g. at the amount of damage?