Category: KFZ-Versicherung Forum

Hello, exactly 2 weeks ago, in my absence, one of them drove me into the parking lot. The result is total damage. According to the assessment:Recovery value 12000 Euro, residual value 2500 Euro.Restitution period 10-12 working days. Yesterday I sold the car to the car dealership as residual value for 3000 Euro and today I received a letter from the opposing insurance company: “Dear ladies and gentlemen, We examined the expert report submitted to us. ertes we have found that for the vehicle described in the report, actually EUR 6,870.00 is to be achieved. The company thus and thus makes you a CONTINUE offer to purchase the vehicle from you at this price and to collect it at its own expense. This offer is considerably higher than the residual value according to the report and applies for 2 weeks. Please contact the above-mentioned company for appointment, so that the higher selling price can be realized.” the insurance should accept the sale, which is even above the proven legal value of the verifier 2500 euros. How is the offer of the insurance binding? Now I have great worries that the insurance deducts something from the replacement value of 12000 euros. I need help, please, if someone knows it, says nevertheless what my legal situation looks like!!! I want to get my damage repaired and nothing about the accident, for which I can’t do anything, verdi Thank you in advance! Xeni7

Dear community, after an accident I have now since 1st August a rental car for the duration of the repair of my BMW 3. So far so good. I have now received the rental car from the insurance until 14. August. Unfortunately today the workshop informs me that I can pick up my car only on Saturday. All right, I think and call again at the insurance to release the rental car from Sixt. Far missing – the insurance is the opinion that this from tomorrow now my problem is how I get into work. However, the company Sixt needs a release by the insurance company and at all they give an accident replacement car anyway only 2 weeks ago. That is “agreed” with the insurance companies. My lawyer believes that I should not let my hair grow gray. The rental car is still available to me free of charge. However, if the insurance company refuses to continue to pay the rental car, how do I get into work for the “two days”, without having to get a rental car myself and possibly stay on the cost? The report provides for a repair period of 6-7 working days, which the workshop has now already exceeded. The exact reasons are not yet known to me, but I think that this is correct and was unavoidable… Does the workshop have to take over the rental car for the rest of the days? Who do I have to turn to if I still need a rental car? Thank you very much! Greetings, Jürgen

Hello, I would need your help there and that is, today I was caught by a rear parking car, so now I have changed the numbers and so on but my question is now how should I presume? or the type that drove in me, he has to call his insurance or? photos I have already taken.. the problem is that my car is also a Xedos 6 and 20 years old and this place that is broken has it in itself ..I would have to have it welded and painted etc.. t the stick loose and has scratcher

Hello, I have a problem with my insurance. It’s about the following: I have damaged a parked tank with the forklift, a friend. I have reported this to my private liability. Now the insurance writes to me after 2 months that there is no insurance cover, because the following is not covered: “Damn by the smoke of a motor vehicle. Since the forklift drives faster than 6 km/h and it is not a self-propelled working machine But I have looked through my insurance policy and there is also the following: “However, liability for damages caused by the use of first motor vehicles, – those only on non-public routes and parking without regard to a maximum speed and trailers; – with no more than 6km/h and self-propelled working machines with no more than 20 km/h -non-insurable trailers These vehicles are not subject to the exclusions according to paragraphs 1.2 2 and 2.4 3 of the liability insurance statements.” I have already written an e-mail to the insurance company with the reference to these sentences, but they still refuse. Do I have any chance, or do I not understand the text correctly and am really not insured in this case? In the appendix a scan from the corresponding page from the police would be made. I’m happy if someone here can tell me something, hopefully, positive.

Hey guys, I’d have a question that I’m sure you know better about. Here’s what: I had a traffic accident the other day (minimum tin damage). This one looked like this. I came from a village and wanted to get up to the right on the 500m motorway driveway. At this motorway driveway there’s a 3-armed junction (my) for the right-hand turners, after leaving the village there’s also a right-hand turn lane, which I also drove on (meaning 500m long). ). I am relatively sure that the speedo needle was about 50 km/h when I was driving on the right-hand turn lane. Since I immediately saw that we got red and the others (counter traffic, which then wanted to turn left on the motorway driveway) got green, I also immediately started to brake when I was on the right-hand turn. But my car didn’t really want to slow down (perhaps because of the road?), so that I stepped on the brake more strongly, we I had to give the others an advance drive. Only again the car did not get so slow and even finally the full braking did not bring me anything, because it was already too late and then I easily (as I said, minimal tin damage) rammed the first of the left turning cars. Of course police called and everything and they meant then I would get a fine of 140€ and 2 (or 3 I don’t know) points because of not adjusted speed. But the car didn’t want to be the way I wanted it, so I think that I didn’t have an unadapted speed, because I can’t know in the village that I can’t brake properly on the right turner and therefore have to drive more slowly. I mean the more busy road (in the village, which then also went further) was also drier than the right turner. Anyway, the right turner was also drier. I’m afraid of getting my probation period extended. I really couldn’t do it directly. What do you think about it? Did anyone ever have such experiences?

Hello my own car is currently insured with my mother (she does not have her own car so my car is the only thing that is insured there) the insurance has the SF class 26 therefore the insurance is quite cheap. Now I want to clear the space so that my brother can insure his car there and first have cheap contributions. Therefore I want to open my own car insurance in my name. I own the driver’s license for 8 years and have since been absolutely accident free driving (can I prove that I have been with my mother’s insurance for 8 years). According to Google, you get into the SF class 1/2 ( 3 years in possession of the driver’s license) Is this the rule or do some insurers grant other discounts? I mean that some of my acquaintances didn’t start with SF0 and also got a better SF class and that as a beginner! Who knows themselves here or has their own experiences? Greetings

At the turn of the year I terminated the insurance contract and signed a new broker with the same insurance. Today a letter from the Landratsamt to the house fluttered, the insurance cover would have been terminated and I would not have insurance since the beginning of the year. Vehicle should be shut down if no eVB is presented until 24.2. The insurance intermediary confirmed to me that he has already transmitted the eVB to the Landratsamt twice. The first time without Confirmation, the second time the office has even confirmed the receipt. Now they will transmit this to them for the third time. What can I do about it if an authority is not able to handle such a thing? I have no influence on this process and I don’t know if this will work now the third time. The Land Council Office only told me that this is a criminal offence and there is no extension of the deadline, basta. Maybe someone with such experience? Thank you!

First of all a warm hello, I’m new to the forum and have a question right away… I had a visit to the police on a Sunday morning in February…allegedly I would have caused an accident..so far so good..have given the officers my dates and let the vehicle visit….I didn’t notice anything of a. Accident ..I should have striped a car during the overtaking process…that can’t be because it has snowed extremely and overtaken.was not possible at all…was later a Te rmin to the new track safety because I also noticed…now I changed the right kotflugel in the meantime due to rust damage..now I had further rust on both sides of the. vehicle eliminated because I thought the police took everything ..now a quarter of a year later the prosecutor wants to prepare an expert report of my car which has no damage anymore and I should please bring the kotflugel with me a quarter of a year later…now my question is there time or laws when to fix on such cases??? Also was sufficient time after ominous accident to inspect the car..as said an accident neither I nor 3other inmates noticed on the damage I first became aware by the police..it is a 5cm and about 3mm wide..I hope you can help…if it can be poorly read…by cell phone it is made bitsl complicated

Hello, currently have the following problem: With me someone drove on straight track into the side wall. If then to the right, the police informed, the damage was written down on the accident card again and confirmed by the causer with signature. Also I took some pictures of both vehicles. On the pictures are the damage, the registration plate, the causer and the color of the vehicle from the causer on my vehicle etc. So very clearly actually. Later, then, have an expert report sent to the opposing insurance company. For months no reaction and now the answer that you want to do a follow-up inspection. Neither the damage nor the expert report would be paid until then. Have a lawyer commissioned, who wrote to the insurance company, to pay the whole thing now finally. How can I proceed here? The expert report must be paid after all? Or should I pay the expert report myself and the Versic In order not to have exactly such a problem, I took X pictures, had everything confirmed and still something like that. I could vomit.

Hello, last year had an insurance from 29.01.2009 – 29.01.2010 at admiraldirekt.de in the SF6, 2008 I was in the SF 5… Had changed the insurance for 2010 to HUK24, should now have the SF 7!!! But the insurances blame each other! During the telephone conversation with the AdmiralDirekt.de confirmed the with for 2009 the SF 6 and tell me that the HUK24 must give the SF 7! But at the email contact with the HUK24 they tell me that the admir aldirekt.de satisfied the SF6! What else can I do??? Should I become a lawyer? Thank you in advance, freu me about your opinions