Category: KFZ-Versicherung Forum

Hello, I would have to insure the days of my BMW 3 (EZ 12/2017) and was referred to HUK24. The price is compared to ADAC and others still cheaper. Car is financed and still has 0.5 years factory warranty and 3 years EuroPLUS. If I make the Kasko SELECT with workshop connection, then I would save 125€ a year (827€ a year instead of 952€). At the moment I live in Aschaffenburg shortly I would move to Frankfurt. Now my question: How are the Erfa I have also read that you can have the amount paid out, which would charge the partner workshop. Of course, there could be a big difference here, if I had something repaired at BMW because of warranty/accuracy. Should I bite in the sour apple and still prefer to pay 952€ a year or quarterly 238€ and then have free option? Thank you for your opinions! VG Burak

Hello, I have signed contracts with my insurance company in the past and changed my cars over time or bought more vehicles and insured separately. It can also happen that the SF classes from old contracts are forgotten and thus not taken into account in the new contract. Can one demand such a list from the insurance company? Why do the insurance companies not offer a proper listing of all contracts ever concluded or SF Klass At least that’s how it is with HUK24. Maybe someone can help me. Thank you.

Hello, I will register a business next year and in my case I could apply for red registration plates. Now to the costs and benefits and please those who have red registration plates to name them A matching trailer is available, so vehicles can be transported without registration plates I do not handle vehicles As an alternative to the red registration plates I see the short-term registration plate

Hello together, my vehicle is currently with a large dealer. It should be replaced the sliding dive, as this with every unevenness knärzt. (guarantee case) Furthermore I had the rear brakes made new. Today I was informed that everything would be finished, but a scratch on the vehicle slipped in by the employee and it now has to be painted and so that the vehicle would not be finished until Wednesday or Thursday. I do not want a huge uprising. and I was very satisfied so far and if I come with a lawyer now, I can never go there again… Furthermore, the paint shop and carroserie workshop is one of the best in my place. But I looked at the vehicle and it is not a small scratch but a huge bump on the A-pillar. The vehicle is not even 3.5 years old and has run 50k. As far as no further damage, except small stone If you care for your car and everything was impeccable, it’s really sad. Now my questions: 1. Can I expect them to offer me compensation? 2. Is my vehicle an accident vehicle due to this damage? Thank you for your trouble and help. I just want to hear some tips because I want to go through the manufacturer or through a lawyer now, I just want to avoid in the sense of the contract workshop… Maybe someone has auc h had a similar case? Thanks & Greetings

Hello, suppose someone stuck with the car at the garage. Then this would have to be a case for his car liability, wouldn’t it? Further on, the person shows himself uncooperatively, then I could use the central call and the license plate to investigate the insurance and contact me directly, is that still right? If so, how does that go on? Estimate, evaluator, can one also fictitiously calculate instead of having the damage repaired?

Good day, a few weeks ago, I had returned my old leasing vehicle (insurance with insurance A). As part of the return, an expensive damage was detected, which was handled through the UK. I had no discount protection with insurance A. Shortly before the lease return I had bought a new car, which was insured with insurance B again with insurance B without discount protection. In other words insurance B ran parallel and the SF classes of the Vers insurance B offers an accruable discount protection. Apparently, insurance B has not yet learned about the damage via insurance A. At least I have not yet received an SF-class adjustment or downgrading. But the downgrading will certainly come to 01.01.2023 or in September 2023. Now I came up with the idea that I have to adjust my contract with insurance B again and book the discount protection with it. This will be I would also benefit from the November offers in the future. In terms of calculation, the booking of the discount protection would be profitable compared to the downgrading. I find unfortunately nothing by search engine to such a case. Can you tell me if my project is so feasible or it is already too late to intercept the downgrading?

Hello everyone! Here’s what happened to me!! Papa you pick me up from party!! I’ll be right there. Drive no 500m from the house’s first intersection. Roller driver wants to turn left overlooks bike ride and drives fully into it. Bike bike stripes my car lightly. Both lie on the asphalt fortunately no serious injuries only abrasions. Cyclists drunk snatch his bike and leave the accident place. I immediately called the police and described the incident. N ach ca 40min was there then also sometimes. On my bumper now small scratches are visible of course not strong but present. The officer meant mhhh that was already present or is that of the accident now? How should I proceed now? To the friendly driving estimate bla bla bla. Or wait until the insurance from the scooter driver reports he is actually responsible for the accident.

Hello guys, I have the following problem and hope you can help me. I or my son unfortunately had two accidents with my vehicle in 2021, and now I pay a significantly higher amount for the car liability from November. I slipped from 280€ per year to approx. 700€ in class M. Is there any way I can start with another insurance again from zero? Can I cancel the car at the end of November, unsubscribe and re-register with another insurance company? n Insurance? I know, that’s not really the point, but I’m really a little desperate. As a single mommy, this increase really worries me, in addition to all the other increased prices. I still depend on the car for work.

Good day, I have a question in the round. I had an accident yesterday to the approach, It what at a crossroads (I left I had hit about 1m in the road and had to make room for a woman coming from the front) So I drove backwards to the intersection, from my right side someone then came in a 30 zone with a little over 50 (witnesses confirmed it) and I drove in the then backwards against its front left side (picture I add). So now the police because he thought it would be clear that I am the sole culprit, however, have confirmed even the witnesses that the opponent has come to the intersection with over 50 (so neither right nor left has looked in and so it could have prevented ) Now my question can be raised against it because sorry but I find it much worse in a residential area ( 30zone ) with over 50 boards it would have finally to harm children too What do you think?

Hello ,I have several questions about a fairly complex issue , where apparently my lawyer also does not get through quite as well . I leased a hybrid 17 months ago . A special payment of 4500 , – which I got back 8 months later from the state / BAFA ). Now I have a total damage due to an uninsolved accident . For me a disaster , because I probably get the VAT back only when I get an equivalent vehicle . These are due to the interest rates and mi Meanwhile no BAFA anymore, so expensive ( twice as high rate) that I can’t afford it any more monthly. Basically, that’s like someone putting the gun on my chest and saying, either you get the same car that you can’t afford anymore monthly, but at least you don’t have to pay 7000 euros VAT to VW. Or you get a cheap car but you have to pay 7000 euros to VW.Attention this has nothing to do with the Gap insurance. Überberhina It can happen that the opposing insurance company cuts out the environmental premium, which would make the thing even more dramatic. I am really desperate right now. Someone took the lead and in the worst case I have to pay 11500 euros to VW. Can this really be ??? Hope someone can help with this.