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Hello, I was accused in July this year of having caused a rockfall in a two-lane construction site due to an overtaking manoeuvre with excessive speed. However, since I still have a good memory that there was a lot of split on the road and I did not want to damage the vehicle myself, I kept exactly the speed limit. So I did not overtake anyone and certainly not too fast. Quite the contrary: I was from some other A utos overtaken, which in turn were considerably too fast (for the specified speed limit). I also didn’t notice anything about the incident on the ground, since no one has made me aware of anything. Only 2 weeks later I received a letter from my car insurance company, where I had to comment on the incident. I described the whole as here and that I was not aware of any guilt. In the meantime, I was upgraded in my liability yesterday I received a letter that the plaintiff had a witness and that my insurance now regulated the damage 100%. But how can it now be that a definatively lying (!!!) testimony leads to me being an innocent person sitting at my expense of the upgrade? Then could anyone do that, who has his stone stroke replaced free of charge? n. Just write down a license plate in a construction site and get in touch with his insurance company. And if they cross the line, just pull the brother in as a witness and let him lie as well!? Can you help me how to proceed? Thank you! Greeting Alex

About six weeks ago, my car rolled onto my neighbor’s van (Toyota Picnic). Except for a few scratches in the paint on the bumper at my neighbor’s. I reported the damage of my insurance, because I was responsible for the rolling car and my neighbor drove to the workshop. There was a new bumper ordered. This then apparently arrived after a long delivery time, as my neighbor drove around with the scratched bumper for a whole five weeks. Yesterday my neighbour asked me if I had photos of his car, since the insurance now wants to see some, but he and his workshop didn’t make any. My neighbour said one day after the accident that the workshop had to replace the bumper because it had broken. I then looked at this again carefully and could not detect a crack or break. I then found this out to my insurance company. Can the insurance company refuse to regulate the damage because there are no photos available? After all, the workshop could have exchanged more than necessary. And what if the insurance company does not want to pay? Can my neighbour then demand the money from me? In addition, my neighbour told me yesterday that I had to pay the rental car that was due to him, even if he did not use it. Do I have to pay here or my insurance? Thank you for your help in advance. Greetings Tim.

Hello people! I have a huge problem with the road traffic office. The following: on 27.02. I registered my Omega, registered in Viersen, at the road traffic office Düsseldorf. On the same day the car was sold and picked up, he is currently driving through Siberia. After a few weeks I demanded from the tax office the refund of the too much pay amounts. Response of the tax office: until now no cancellation has been received, please contact the road traffic office. Well, I got about 3 weeks ago. If the D’dorf Road Traffic Office asked to send a duplicate of the registration to the Viersen Road Traffic Office, this has also happened. Today I receive a payment note from the tax office about car taxes and from the Viersen Road Traffic Office an order for lack of insurance protection combined with an administrative fee, I should present registration plates etc. within three days at the Viersen Road Traffic Office. Sorry, but what are these sleeping caps? I know no Did anyone have a similar problem here? Thank you very much!

We from the “sat.1 automagazine” look for case examples on the topic “Insurance arbitrariness”, i.e. persons who feel treated unjustly in the regulation of a damage – ripped off; persons who have flown out of the cash insurance, for example after 2 accidents or who have been unfairly upgraded in the damage-free class. Or also drivers who have problems finding a new insurance after they have been terminated. If someone feels addressed and Call us at 06131 – 600 2642 or email me: [email protected] or a colleague:[email protected] Bernd Raschke, editor “das sat.1 automagazin

Hello, last night in a place where I parked my car, cattle broke out. The cattle left some scratches, damage to the SWRA and a 4cm bump. I was only one of several people affected. The police was alamed and took note of the affected marks, but without taking a close look at the damage. (probably because of darkness at 0 o’clock) Now my question: How should I proceed best to get away still reasonably well or how is the r further procedure? Insurance number of the keeper of the cattle was communicated to me about another damaged person Thank you in advance! Greetings Marc

I’ve had my driver’s license for more than 9 years and have been driving nearly 300000 km since then without a self-inflicted accident and no significant parking tickets. However, my cars were always registered on my father or mother. Currently my car runs on my mother with an SF discount of 30% (Allianz). Now I had hoped that I could take over this 30% by now. However, according to Allianz insurance, this is not possible, since I have not yet reached them because of my age. Has any of you had a different (= better) experience with another insurance? Greetings, Holger P.S. I didn’t find anything in the FAQs or in the forum. If there was a topic before, then I would be grateful for a link.