Blog

Today I have calculated 2 cars the insurances. My Astra, which I have had since 2011 just as well and then as if I had bought it now used. HP ~200€ HP+ TK ~300€ HP + VK ~ 400€ difference. With nem Insignia 2022 the difference is not so big but also there. HP 56€ HP + TK 95€ HP + VK 135€ The most convenient thing to do is to buy a new car.

I have been fully kasko-insurance my vehicle at HUK Coburg Versicherung for years. Of course, the punctual debiting of the contributions always worked without any problems. A few weeks ago I had a stone impact damage on the windshield. A repair was not possible, so that the disc had to be replaced. The replacement was made by my contract workshop, where I had bought my car again and since then all the maintenance and repairs had been carried out. From the repair costs I paid the excess of 150 EUR and transferred the remaining amount to the car dealership, which then turned to the HUK Coburg to pay this remaining amount. So far a normal process, so that I assumed that the case had been settled. A few weeks later I received a letter from the HUK Coburg, in which I was informed that the repair costs incurred in my workshop were the average costs for the repair. In my research, this company is not a neutral expert office, but a company which, on behalf of the HUK Coburg, makes these reductions arbitrarily on the basis of so-called computer databases and for this service from the HUK Coburg commissions on the basis of the In the event of a damage, I can have my vehicle repaired in a workshop of my choice. After further research, this procedure is a “mash” of some insurance companies (e.g. the HUK Coburg) to arbitrarily reduce the costs of the damage regulation, as many policyholders do so – from There are many judgments in which this behaviour of the insurance companies was judged as legally inadmissible and unfounded and was therefore accepted by the corresponding claims of the policyholders. I myself have asked the HUK Coburg to transfer the reduced amount in the amount of approx. 200 EUR, which I had to transfer to my workshop in addition to the excess contribution. Should this not be within the I will, of course, immediately order my lawyer to sue the HUK Coburg. My workshop, by the way, has informed me that the shortening of the invoice is not justified and that it has not yet experienced such a procedure in any other insurance company. Of course, I will terminate the car insurance at HUK Coburg, because I do not want to see the difficulties that this insurance company will encounter in the event of an accident. I hope that I have made it sufficiently clear what difficulties current and future customers of this insurance company have to expect in the event of damage. Because the often found positive assessments of the HUK Coburg refer regularly only to the amount of insurance premiums, which are in fact often cheaper than with the competition. This is the case for a customer who only gets into trouble to enforce his rights and may even have to go to court.

Hello everybody, I’m a bit stunned, I witnessed a damage in February. The insurance company of the causer has now sent me an e-mail and asks me for a statement, or whether I can rule out that the damaged vehicle has rolled back or reset. My testimony is documented by the police. What do you think of this? Greetings Carsten

Hello, who has experience with the allianzdirect.de ? they have very favorable prices. Who can recommend? LG

https://www.chip.de/…/…hr-fuer-die-Kfz-Versicherung_185352243.html Maybe someone will recognize himself. copy + paste: A recent study shows that people with certain first names pay more than others for car insurance. Men with the first names Uwe, Bernd, Jürgen and Jörg pay considerably less for their car insurance than men with the first names Patrick, David, Tobias and Daniel. And that, although all the same vehicle types are driving – in relation to M There are no differences between arke, PS and year of construction. Women also have a similar picture. Names such as Petra, Karin, Gabriele and Martina are associated with lower insurance premiums, while Jessica, Sarah, Jennifer and Nicole have to pay significantly more. Particularly striking: A woman named Jessica pays on average twice as much as a man named Uwe, although they both drive the same cars.

Hello, has anyone had any experience with the above-mentioned KfZ insurance ? thx

Hello dear people, and I am going to Turkey this year. The car is registered to me, but the KfZ insurance runs on my father. He is also included in the insurance documents. I am of course deposited with the insurance as a driver. My question is I need something written by my father in case anything happens?