MOTOR-TALK

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  • Accident but not insured

    Hello, since I’m new here and didn’t really know where my topic comes in, I first created a new topic. It’s about the following topic, I’m going to the bank and I’ve parked the car in front of the bank, locked it and I’m in the bank, coming out and the car’s gone….rolled away and driven against a high curb and took a traffic sign. My question would be, the car belongs to my mother, it’s “only insured”, I just took her car as well, because mine was with my girlfriend at the time. I am 24 (also at the time of the accident), the car is fully insured, but since I am guilty and not “with insured” I do not know now if the insurance takes over the damage, according to the expert report it is an economic total damage! Please help me further…. Thanks in advance

  • How to fill in the damage report correctly

    Since I had a small accident, I have now received a damage report from my insurance company. However, I don’t know what I have to register there now. Above there are 2 boxes. Once a motor vehicle liability and once a vehicle insurance (kasko). A few hours after the accident I had called my insurance company and reported the accident. However, I could not make any details to participate therefore the on the phone had first my Kaskoshad Do I now have to check liability for the damage report or both? And to the details of my vehicle. The car is standing at the tow truck in the yard and is no longer ready to drive. So I can’t say exactly what damage is present and also not how exactly the mileage is. Since you had also asked the data from the tow truck on the phone and wanted to send an expert from the tüv to ask me if I have to give information now or it all stands in the report. in the case of the pre-damage I am not sure at what amount they were because I had not yet had an estimate made for the old damage. I can also not give any information about the external damage since the towman has retained this police report with vehicle certificate and key for the expert or something. On the 2nd page I should then describe the damage. How exactly must be there the information. I no longer know if I only there I could not tell if I was just on it or slightly oblique. I had only seen the back and braked and tried to get a little further to the left and then I just heard noises and then somehow got off the road. On page 3 it is called something because of communication according to § 28 para. 4 VVG about the following in case of violation of obligations after the insurance ngsfall. So things about information and informational obligations and things because of freedom of performance in case of intentional or gross negligence injury. Since I can’t actually allow the insurance to shorten or stash anything in money I have to give as exact as possible.

  • Uninflicted accident – wg. lawyer delays everything – deadlines cannot be met

    Hey, I hope you can help me… Had an unindebted accident on January 23. Car was towed to the workshop, commissioned expert reports, to the lawyer and handed over the whole matter to him. Now my lawyer scanned and sent me the letter, which went to the opposing insurance. My intention was to: – Sell a car (according to expert reports, to the highest bidder) – get repair costs without VAT – get compensation for loss of use Now I have a problem, and my lawyer sent the letter, where the costs are claimed, on 15.02.. With a period of 2 weeks – until 29.02. My problems are now the following: 1. The bidders in the report are bound to their bid only until 27.02. 2. The loss of use was requested only until 06.02. – date of the report – (by my lawyer, without consulting me) Therefore my questions: To 1.: May I sell the car already, without a final A This means that I lose an interested party and the opportunity to sell my car. Am I now the victim in this respect? To 2.: Is this true that you only get the loss of use until the expert report has been created? A reference period of 6 days and a replacement period of 12 days has been specified in the expert report. In addition, I currently do not have a car and do not have a rental car. I hope you can help me there … I already called the lawyer at the law firm because of the second case, on Friday. That was noted and I will probably get an answer tomorrow or Tuesday. Greetings: I’m not going to be able to get the loss of use?

  • Rugging at cold start Fiat Tipo 1.4 16V

    Our Fiat Tipo 1.4 16V, year 2019, does not take any gas after starting. But this happens only at temperatures of 0 degrees. It starts, engine runs, but does not take any gas. After about 20 s everything is ok and it goes quite normal. I tried to read out the error before, but nobody is in it. I have already told a buddy that it would be the cold running controller. I really don’t know any more, maybe someone can help me get the problem in the grip. Thanks already in advance.

  • Father scrapes car – does the insurance pay?

    Hello. Yesterday I came home and put my car in normal place on our farm. A few minutes later my father is out, with his car out of the garage backwards into my car.. Does this now pay the insurance? Car 1: policyholder= My father(partial cassock without SB, 40%) Car 2: policyholder= My mother + registered driver= I(full cassock with 300 SB, 70%) I also live at home(have heard that the role is playing) We have the insurance I want to know if they have to pay. Not that we give the car to the workshop after the report and then the insurance arrives and says that we have just seen that we do not have to pay… Thanks in advance for the help… Greetings

  • Insurance abbreviates benefit in the event of fictitious settlement

    I have already comprehensively informed myself about the topic and it is clear to me that no VAT will be refunded on a fictitious invoice and that is also OK. What bothers me about my compensation, that the shipment costs were completely cancelled and after a workshop comparison also the repair costs were clearly shortened. But first of all from the front. My parking car (KIA Rio, built in 2005) was hit by another parking car. The cost estimate is net 1362,41. I then sent the estimate to the insurance company (Aachen Münchner, GENERALI) together with the damage report. Shortly afterwards a deposit of 800€ was transferred to me and it was said that the remaining amount will be paid after an examination was completed. Almost a month later a new letter from the insurance company arrived. The 2nd amount consists of the calculated repair costs (933.74€) plus a flat fee (25.00€) less the 800€ already reimbursed. Overview: Costs calculated according to estimate: 1362.41 Costs calculated (insurance): 933.74 Difference: 428.67€ What exactly has been shortened: Spare parts: ca. 28 € Additional costs: ca. 172 € (delivery costs completely deleted) Wage: ca. 66 € Painting: ca. 161 € As far as I have read the Verbri I also assume that ATU is not a comparatively expensive brand workshop and that the costs for spare parts are also to be reimbursed in full. I do not find the compensation paid appropriate. Should I, in your opinion, contact a lawyer who knows about it?

  • DS7 Questions Service and oil change – 225 petrol

    Hello, some questions, where I find in the www no answer, before the leasing: – which oil change interval has the 225 hp petroler and what does it cost? – which service interval (small / large) has the 225 hp and what does it cost? – can you dress up the open steering rod, so it doesn’t work! – is the fake exhaust also available at the 225 beziner, have read something contradictory in the forum? – are there current leasing offers that have a good LF? Where did you buy, there is only from selected stores in a few centers? Look forward to lots of info, as it is definitely a variant for me, at the next order… Thanks & VG

  • Guarantee and scalded services

    Dear everyone, has someone already dealt with the issue of warranty or/and warranty extension? After we have only 2 years the extension possibility exists up to (in total 96 months), but what is really involved with it? If I look at the variant 1 (simple warranty extension), here are actually all the relevant things, such as the batteries (by the way I forgot to mention – I drive a 4×4 E-Tenese), or also the headlights not included. if I think that only one of the engines of our headlights breaks (and here I am not talking about rockfall) and we will have to change the complete headlights that will probably go into the money …. I have a few months to decide here whether the extension really makes sense, because at least over € 7,000,- for 96 months with one-time payment and if then nothing is covered …. I would be interested in your considerations and experiences about this Here!

  • Fiat Doplo does not start with warm engine

    My Fiat Doblo Multijet 1.3 l engine only starts when the engine is cold. If it has run a few kilometers and you turn the engine off, it will not start again until it has cooled down. Starter, mass cable, OT dealer is all new, nothing helped. It has also been measured and the workshop is finished with Latin. Does any of you know what that could be?

  • Fiat Tipo goes out and can’t start anymore…

    Hello, I bought a Fiat Tipo as a second car only to drive to work. The car was built in 1989 and a Fiat Tipo (160) with 51kw. At first he ran without problems, but then he started sometimes not to jump anymore. However, only when he was warm. So morning or after a long standing he always jumped, but when I drove e.g. to the bench and wanted to leave there 5 minutes later he did not jump any more. Then after a few attempts and some rest he jumped then always irge Then he just went out, preferably in the middle of intersections or at other impossible places and then was just not to start. If you had waited a while then he went to start again. We changed the ignition coil, but that didn’t fix the problem. In addition, I noticed that it started to light up weakly during the ride and on the battery light, mostly whenever I kept the clutch kicked. The battery is completely new! In the meantime, the battery light is permanently lit. Can someone help me what these two problems could cause?? Driving the car into the workshop and having everything possible replaced would not be worth it any more.