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Be careful if your opponent’s own insurance or insurance offers you to handle your damage completely for you, that sounds like: “We’ll pick up your vehicle- we’ll put a rental car in front of your door – we’ll take care of the repair of the accident damage – we’ll bring you the vehicle repaired and freshly cleaned back in front of your front door” All consumer protectors, such as the ADAC and also the “Deutsche Verkehrsgerichtstag- Goslar” warn The government also warns against this so-called “damage management of the insurance companies”. Quotation: “Note that the central call of the car insurers on the basis of your call passes on the damage report to the liability insurance of the accident opponent. You must therefore expect the opposing liability insurance to approach you on your own initiative and turn on a motor vehicle expert of your choice. However, you do not have to be satisfied with this. n.” Source: Legal tips on the traffic accident. (see my signature) Edited by the Bavarian State Ministry of Justice (May 2003). Therefore: Never (but really never !) ask the opposing insurance for advice. Anyone who follows the advice of the opposing insurance for accident regulation makes the biggest mistake that can be made in the accident regulation at all. Do you ever have the idea of having your insurance done by the F i n a n z a m t ? only to the independent motor vehicle expert of your own choice The costs of experts shall be borne by the victim insurance in the event of an accident without fault.

Tonight, the police of my home town slightly damaged the rear door (driver’s side) during an operation. I parked in the parking lot of a supermarket next to a police vehicle. Shortly before entering the supermarket, I learned that the officers were taking a drunken person who was fighting back. For a short time, I watched this happen and saw from a distance that the drunken person was forced into the back seat. Without further thought, I did my job. When I came to my vehicle, she saw the dent on the back left. So on to the police. Now she told me to file a criminal application against the drunken, because he would have kicked the door from the inside. His liability insurance would then regulate the damage. I, however, was and am of the opinion that the police had to pay for the damage, since it is the vehicle owner (in addition, the officials could have reset the car if a problem-free e-mail system were found. I don’t know if the drunk person really kicked the door. Furthermore, the question arises whether a person on the side of society has a liability security at all? The damage was also caused by the police vehicle etc. … Does anyone know the legal situation? Who has to pay (the state or the arrested person). Shouldn’t the police regulate my damage (as collateral damage of the operation) and then Anyway, I am grateful for every tip. Otherwise, I wish everyone a nice Pentecost.

Hello guys, since my golf is being upgraded to car gas at my VW dealer at the moment, it was nice to borrow a Lupo as a replacement. Last night, unfortunately, something stupid happened to me with this car. I hit a big stone on a green strip next to the road in the semi-darkness. I turn around with the golf almost every day and there was never such a chunk around. I could bite my ass like that. There I drive for years without the tiniest Parkrampler and there What I saw yesterday with the flashlight didn’t look good. The lower unpainted part of the bumper is pressed in at the left corner and also from the lacquered upper part a small piece is broken off at the edge to the unpainted part, which is hardly noticeable. I was able to push the dent out again with my hand, but in the plastic there are still clearly the scratches and a pinch to be seen. The only positive thing is that the painted part didn’t get anything except for the small corner. (perhaps stuck and right on the car) I can’t even assess what the repair would cost. Now to my questions: I got the rental car without any signature. VW wanted only a copy of the driver’s license. In such a moment you don’t think of anything like that. I just know that the car is probably also rented for EuroMobil. . I realize that I screwed it up myself, but what about the insurance cover here? Are such cars fully casco-insurance? Do I possibly take over my own private liability? Was one of you ever in such a situation? The car is so capable of driving and I don’t know when my golf will be finished. So I have another day, two days, until I have to confess the damage at VW. Or should I rather go to VW immediately? I don’t want to do it myself. It’s a small car dealership and I’ve always been good with them. It’s kind of embarrassing to me, to be honest. Thanks for reading and for your tips! Robert