Greetings, I play with the idea to buy a used BMW (M2) soon. My planned procedure is: pay 25,000, 15.000 over 36 months absolve + 10,000 closing rate. I would have the means to pay the purchase sum of 50,000 directly, but then I would have to attack ETFs and depots, which I do not want to dissolve. In order to remain liquid I therefore want to finance half, or the final rate results from the sale of my current car (1 BMW), private I would 12-14k at the moment, so probably around 10k at the dealer. My idea: to have 25,000 invested, with an expected return of 10% p.a. (ETFs). Then yields a return of 8275€ after 3 years, which is definitely higher than the interest rates to be paid. But the big question now is how the interest rates at BMW are currently shaped? Generally, 6.5% are estimated, which I already feel is very high. However, I am working in the ÖD (unscheduled) and have a very good SCHUFA score, which i.d. R has better conditions, but the question is whether BMW is interested in this and could be “acted” here. As I know BMW car dealerships, I guess the chance is rather bad. Does anyone have current experiences about this? Actually, I wanted to ask this question on relevant financial forums, but there is the common opinion that cars are only going “from A to B”, and actually every Renault Clio should drive for the maximum saving rate. A financing, however, in which one should the but I don’t think it’s a bad idea.
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20% discount as exactly calculates the monetary value advantage
Hello, I’m thinking about buying a car from a well-known German manufacturer. I checked with us in the company that 20% + 1250€ net, as well as no transfer costs are caused there on my desired vehicle. I’m thinking about taking this vehicle to me of course. The question is, how exactly does the monetary advantage have an influence on it. I have to tax it. I’ve seen an example calculation: Quote: Example: An employee of an automobile manufacturer he The car has a list price of 40.000 € (total price at the place of delivery) – discount of 4 % 1,600 € = correct tax price 38,400 € – price paid by the AN 32,000 € (total discount 20% of 40.000 €) = monetary advantage 6,400 € ./. Discount exemption 1,080 € = taxable wage 5,320 € With this purchase the annual allowance of the employee would be consumed. If another car purchase in the same year would be equal I hope you can help me! Thank you very much. Thank you very much for your help and thank you so much for your help. I would like to thank you very much for your help and thank you very much for your help. I would like to thank you very much for your help. I would like to thank you very much.
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Monday car?
Dear Saabgemeinde, last year I bought a Saab 9-5 Kombi 2.3 with 125 KW and 45000 KM privately. Now to my problems: First I noticed a leak in the tailgate, I don’t know how the water comes into the taillights. Then the first inspection (with brake disc change 1000,- Euro). Then the car starts to jerk a bit at speed 100. The next day it doesn’t start any more. The ADAC fiddles about an hour until it starts again, with the hint, “be He was right, the throttle flap was changed in the workshop. Three months later, the same behaviour. The throttle flap was changed again. Will pick up the car from the workshop yard, he does not jump on. Result, her turbocharger is also broken. New turbocharger in. After a week I see oil stains in the garage entrance. No problem cylinder head seal broken. Everything repaired. A week later. At 160 KM/h on the left track the engine goes a The next day, the car runs uneasy like a tractor until it runs out. The workshop has just towed it. I’m curious what will be installed tomorrow. Has any of you had the same experience, or do I have a so-called Monday car?
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Problems with oil pressure
My 9-5 (2.0t, MY01) has been reporting irregularly for a few days with the red oil can in the instrument carrier. First the lamp flickers a time, then the warning triangle switches to it, finally also the lovely Warngong for faults. In the SID nothing is displayed. The whole magic is over at short notice when I turn over 4000 U, or – longer term – when I switch off the engine and wait a short moment before starting again. Oil is enough. Can someone mi Is it something serious or just something about the oil pressure switch? (Where does it actually sit?) The engine is otherwise running perfectly normal. I already have a workshop appointment at Saab for Monday, but would like to avoid being confronted with unnecessary work as an ignorant person. Thanks now to Alle…
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XENON Light Flashes 10 sec. after – why?
Hello everyone, a very simple question is at my heart – I have since purchase with my 9-5 3.0TiD (MJ 04) the Phenomen, that the Xenon Lich flashes irregularly and differently long, as soon as I switch off the light switch (effect does not occur when I leave the light on and switch off the motor with the lock and then pull off the lock completely). Unfortunately the flash is not just short but up to 10 sec long and with full strength, so that I regularly freeze How can the problem be solved? My dealer would like to “sell” me that it is *voellig* normal – true to the Microsoft slogan: “Ist’s not a bug, it’s a feature” 🙁 Only somehow I didn’t buy a mobile disco but a Saab…
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Conversion to car gas?
Hello together! I play with the idea to treat myself to an eos in 2007. However, since I drive about 3000km per month, I have thought about a conversion to autogas. Is there any experience here in the forum? What about the fuel consumption? Usually it is a little higher. What about the guarantee? Does VW offer such a conversion? Thanks already… Daniel
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Collection in Wolfsburg
The hot phase is getting closer!!! By now, many people already know when their car will be produced, someone knows when the cars will be delivered in Wolfsburg? My dealer told me last week that he can’t tell me yet. Would you like to ask, as I have determined, are here some “insiders”! 🙂
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EOS best selling convertible in Germany!!!!!
On www.autobild.de the following is written: Cabrio approvals June 2006 Eos with Blitzstart VW has obviously succeeded in a full hit with the Eos: The new convertible from Wolfsburg was directly sold to the segment top in June 2006. 10.07.2006 – Flensburg Already one month after its market launch on 19 May 2006, the new VW Eos was the most frequently newly registered convertible in Germany. In June 2006 1559 copies of the folding roof convertible drove for registration. This corresponds to a market share of nine percent in the open segment. Second place behind the Wolfsburger came with 1415 new registrations of the Mercedes SLK, followed by the Audi A4 (1301). If that is not a nice message. 🙂
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Ouuu yesss! Here’s the EOS from JE Design!!
Je Design has now like Abt a few aerodynamic parts in its program! here the link to ever how you liked it? I find it a little too rough! I’m looking forward to burger! hopefully they bring the non plus ultra! here are better pictures than ever! So I looked again exactly! And I must say: No thanks! Since the front spoiler stupidly covers a part of the front thruster the line does not fit to the threshold any more! I hope it is clear what is meant! And somehow wi The thresholdrs and the heck like Ebay stuff! The diffuser look at the back is nice but the air outlets… nej nej! What do you think?
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Used Cars – Detect Unusual Car Dealers
Hello, I would like to buy a used car and hope my question has landed here in the right place. I am looking for a Skoda Fabia Combi, preferably not older than 4 years. Apart from air conditioning, I have no big demands and have been searching for the Internet exchanges for a while. Now I have found some offers that sound quite interesting, but often don’t really know which offers are to be classified as serious, e.g.: 1. car: EZ 03/2013, but already 50,000 km , 8500 € – according to the dealer of private, not a former rental car; however, the high mileage of the relatively young car makes me a bit stutzig 2. Auto: EZ 12/2012, 20,000km, 800€ – about the dealer I found nothing, except that he has a profile on mobile.de for over 10 years (but no homepage or similar); an inquiry about the car was answered in very bumpy German If I make sure that the papers match the dealer’s details, important points (no accident car) etc.) are listed in the purchase contract, I do an extensive test drive and drive the car ev. still at the TÜV for a used car check… Is one in spite of everything reasonably on the safe side, even if one buys the used one at the “brand car house “?