Situation: Accident in the parking lot, one (A) slowly drives backwards out of the gap, the other (B) is too fast: (A) has slight abrasion on the bumper, since only hit, you can rub everything away or polish it. Small deep scratches, so actually a case for the change, however, leaves it, since only beauty mistakes and he thinks that he has 100% guilt. (B) has his complete side wall painted, € 2500,00 insurance from A says partial debt. A is happy and de Is A at a disadvantage if he doesn’t have an expert report immediately? A would like to wait so long with an expert report, until it is definitely certain that it is 50:50 fault, because he does not want to be upgraded in the UK, is actually only a small scratch, but what the other can, A can for a long time. Tips?
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Does insurance have to pay?
hello first of all to all in the motor talk forum, have the following problem… a colleague of mine left a heavy scratched water canister on my bonnet (VW Golf 3) about 10 days ago, which then left a damage in the amount of 760E grosso(636netto) by several scratchers. had a cost estimate created by a vw workshop and wanted to let me pay the money. now his r+v insurance representative means that I have a cost calculation would need and I can’t have the money paid out, so the net amount can’t be paid out because it’s a private liability damage. my knowledge, however, I have a claim on it or not ??? thank you
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Vandalism: perpetrator caught, but he’s not insured.
Hello, unfortunately, my newly acquired convertible was already victimized by youth chaoten on Friday. One of them ran a little wild on my car by kicking off the mirror, throwing glass bottles against the car and kicking a decent dent in the door. However, since I happened to be standing on the other side of the road, I immediately caught him and let the police come. they took everything in so far and I also took place and filed a criminal complaint against him. llt. so far – so good! But now the problem: the perpetrator just 19 years old, according to his own statement no private liability, income probably as good as not available. Do I now have to expect to remain on the shaen to sit? Even if the perpetrator should be sentenced to social hours, is not really helped me! Since at least the passenger door and the mirror have to be repainted, I assume more than 1000€ damage. Which is possibly also important; he was drunk. (w) Is it possible, however, that he is still incapacitated? What possibilities do I have? I heard earlier that if he still lives with his parents, I can also step up to them, even if he is already 19 years old? Thank you for your help!
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S40/V50: Space for crossover behind the door panel?
Hello, I would like to replace the front standard loudspeakers of the standard performance audio system with a 2-way component system. I have the following questions: 1. Does the door panel provide space for a crossover, if yes which max. size ? 2. What impedance do the speaker outputs of the radio (2 or 4 ohms) have? 3. Does someone have a tip for a good 2-way system up to approx. 150 €?
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When must the liability pay?
Hello together. At the beginning of the month someone damaged my parked car. The police took the accident. After consultation with the accident opponent I contacted the insurance and after consultation I ordered an expert report. Reports and police report are available to the insurance. A demand at the insurance showed that everything was available from my side. Only the damage report of the causer is missing. He has not yet reported the damage to the insurance. The clerk, however, very nice and understanding, said that without the damage report from the U-causer a regulation is not possible easily. When does the liability have to pay? I do not assume that it can take so long for the policyholder to report. That could then be xxx months, if any, until then. Thanks for information
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Type classes – new risk characteristics?
How to read: Type classes – new risk characteristics are to be integrated into the liability type classes “new” risk characteristics. For example, residential property, user group and user age. These have been taken into account so far outside the type class already as increases or reductions in the premium calculation New appears the characteristic “vehicle age when acquiring”. 100% clear is not the article. How is this to be taken into account directly within the type class in the future? Is there actually an inventory protection for old tariffs or can the insurance be forced to change to the new premium calculation? I even have the old “PS tariff”, which was valid until 1995. Fortunately (since cheaply) my insurance does not make any institutions to change this.
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Endangering H approval
Hello, I’ve just been a bit in the last chrome & flames and am a little confused. There are among others a 67 Dodge Coronet Sattion, a 57 Chevy Pickup and a 68 Charger, all of which have experienced more or less strong conversions. Especially on the Charger seems to be nothing more original than the sheet metal dress. Apart from the fact that I’m only partly enthusiastic about the conversion of automotive cultural property, the question arises to me, how do they keep their H-knowledge I can still understand for safety reasons, if discs instead of drums are installed. But if electric cut-outs are installed, which are not even “normal” approved, or not contemporary engines or shell seats, modern 5-speed gearboxes or or or, then the blindest tuffer would have to become stunned. Please don’t misunderstand, I give the owners their H-mark. But after what you read here partly about problems with the H-assessment, In addition, the station is offered for sale for not very small money in the same issue. That would be bad if someone buys the good piece in the assumption, he buys it with the insurance and tax favorable H-approval, which he gives again at the next Tüv date. If they don’t shut down the cart before because of the cut outs. How do you see that. Do you have such conversions and a good, blind or greedy tuff yourself? him?
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Block wheels on four wheel
Good day, with our older Suzuki Vitara 2.0 Bj.99, 170 tkm more and more in the last months there is a blocking of the wheels or the drive with inserted all-wheels – first quite with additional reduction and beaten wheels. Is it a normal wear of the compensation gear? I can not tell if it comes more from the front or rear wheels or both alike. Can an oil change in the compensation gear bring something? Does someone know this and have experience with it?