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Good evening dear community I am new here in the forum and would like to introduce myself briefly. I am in the middle of 40 and am currently working in the field service. I get my car (diesel) and pay 1% of the list price monthly. Now I will change the employer and then will need my own vehicle. The work path totals approx. 130km/working day (75% highway). In addition, there are several longer trips in the leisure time. I am looking for an Excel table or calculation help, which me at me In addition, I would compare all costs such as purchase price, inspection costs, tyres, insurance, tax etc.. I have already registered here, in 2014 there was someone with a similar question. The “computer help” was then exchanged via PN, if I remember correctly. My heart beats for the brand SKODA: Octavia, Rapid and now the new Scala. A I’m still open to other providers, and I need your support.

Hello together, first of all, it’s different and second than you think. I have a new car due relatively quickly. As I’m not really informed about the subject of credit, I try this way and hope for experiences of individuals here in the forum. I would have to finance 10,000€ – 15,000€ somehow, because I want to buy a new car before my old one goes back. Basically, there are several possibilities – without valuation: – Dispo (~6.9% interest) – Herstellerbank (will be weigig bei Gebäuten) – Auto credit in general – Consumer credit Now there is the nice advertising with credits + negative interest, which makes me curious, knowing that only a very specific circle of perones can be considered for it. Of course you could now rattle off all portals and destroy yourself the Schufa (is that really so, no idea?) or jmd, has a tip. I think entpr. credit rating is available (Schufa score very good I would say and is about 9 years no loans o,ä,). search is: -credit framework: 10-15,000€ – term: at least 3 months, the highest no matter what the lowest interest rates promise. The possible short term therefore, because I unfortunately need a new car before I return my old one, therefore the “gap”. – interest rate max 1.9% Ev. has jmd nn Tip. VG Jochen

Good day to the forum, my question: I have to buy a Golf 7. 5,000 euros can I pay directly and the rest (in total the golf costs so far 18.500) I want to finance. I bought a Q3 last year and paid in cash (25,000 euros, I understandably did not have this option anymore) since the seller said he would have had more room for negotiation if we have financed. Now we want to finance and there is (which is a miracle) suddenly wi The data that go to the bank are also consistently positive I have an indefinite AV and my husband (guarantee) is a civil servant during his lifetime. Also and that’s what the bank is all about after deduction of all fixed costs (rent, insurance) is still 3,000 euros net available for free. If the financing at the bank is “through” you can get bad and say: okey the contracts are now signed on the table is still going on. he me? salutary elisa

Hello! I signed the purchase contract for a car yesterday. The seller is the managing director of a company to which the vehicle is registered. Thus the sale is also made via the company with invoice and certified VAT. The car was financed by the company and thus the papers are still with the bank, we have now agreed that he will write me an invoice (about the company), I will transfer the money (so that he can replace the financing and transfer the papers to me). My question: do you have a certain security to get the money back in case of doubt? If the vehicle has an accident before collection, it will be damaged etc. and the seller cannot refund the purchase price (as a result the vehicle has been replaced by the bank). As the sale of the vehicle will not be able to hold the vehicle back) and I will then pick up the vehicle as soon as he has received the documents from the bank. he receives the papers only after removal from the bank, we have not seen an alternative possibility there.

Moin first of all, I’ve been through my training for a year now and it’s time for a new car. I’m currently driving a Lupo who has brought me through the training faithfully now but slowly starts to become expensive because of all repairs. But since I don’t see any sense in repairing now one thing after another I have come up with the idea to finance a vehicle, or maybe to lease. I’m still relatively young at 22 years old, live with my fr As a result, the rental costs and other costs are always shared. So that you can first get an idea of my financial resources -> Net it is always around the 2000 Euro depending on the amount of money. Of this approximately 600 Euro fixed costs go off and about 250 Euro for private things (go fishing etc.) ergo stay 1150 Euro for the financing/leasing and of course for all the other costs that such a car makes times. I had the opportunity in the training relatively much To put money aside and now have reserves of approx. 11,000 euros which can be used for a deposit / LSZ My current and new is insured by my father (SF 10 and building property with the same insurance) so the insurance costs me almost nothing. Now we finally come to my requirements for the new one. 5 doors, air conditioning / automatic, seat heating, at least 100 HP, on-board computer, parking sensors and a keyless central cover would be cool. I prefer German stamps, but I would also like to be convinced of the opposite. Thank you very much for your suggestions.