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Moin dear community, I once thought, I also get such a Fred here in the form of insurance. Actually it goes quite simply………. So, but seriously and to the (suffering) topic cutbacks of expert reports and cost estimates. It is always propagated by some insurance companies that these so-called test reports have a quasi “official function” and are created by experts (KFZ experts). However, this does not always correspond to the Warheit, only the Einr This is why the Alliance has been asked to reconsider your opinion on this matter, and it has done so entirely voluntarily. So you should always take a very critical look at the test reports and have the cuts contained in them always checked. There will certainly be more to be heard and read about in the next future. If there is something new, I will be regularly reporting here. And finally, one more request: No heztiraden against the evil V otherwise the Fred is just as fast as he has been opened. Let us write and discuss it objectively. In this sense greeting Delle

Hello guys, I didn’t really want to write back in the insurance forum so fast, but well. On Sunday it caught me again. Was at the rest yard to get a cigarette. At the pump a car, so I parked at 5-7m diagonally behind it, entrance is right there. Let the engine run, passenger is still sitting in the car. I get out, go towards the entrance, drive the car from the pump backwards past me and directly into my car. I soon fall off from the faith, and buy I’ve got my mouth so full, you can’t believe it. I can’t believe it all! She had a 2 Mondeo, went straight into my fender and the wheel with her rear. Fender is completely pushed in, standing flush with the wheel, door got what from the fender, rim is bent, steering wheel is crooked, car pulls to the left, and something poltert. And then she wants to tell me that I shouldn’t have stood there, and that you don’t know what to do. It’s a fault. Lawyers will clarify this, etc. Then they called the police, who also told her that she should have looked backwards, that she was to blame, it could have been a child there. But the police did not record the accident. She then also saw it, are fortunately insured etc. So data exchanged, and went the way. I also noticed that my steering wheel is wrong. I arrived at home, called damage hotline, and reported. Since I had a car m I insisted on a rental car. The SB on the Tele then said that this was not a problem with the opponent after questioning, if the liability has been clarified. So he asked with the opponent, and this denies the accident. So for the time being no cost assumption, because the employee can’t decide this on Sunday, a colleague has to do it tomorrow. The damage is so plausible. Do you still have a few tips, how I can answer that, and above all, what’s broken on my car?

Hello I have on my Mercedes a comprehensive damage of 3139,27 €, which I want to fictitiously settle according to KV. Today I received from the HUK24 after 6 weeks a letter, according to which they could have the damage repaired in a free workshop for 2387,77. Due to the fictitious billing would not pay the VAT 381,24 € and then deduct the excess of 500,- € and thus refund 1506,53 €. As I have read now the reduction contests ig and probably countervailable. (I am grateful for tips and hints) The VAT deduction was known to me. My question now is: Wouldn’t the deduction of the deductible have had to be made from the gross amount and then the remaining VAT had to be deducted from the balance? Thus the VAT for 500,- yes double is deducted! Greeting Chatwalker