You think Schumacher duo is the best. I wouldn’t say so. I’m investing that we are Germans and have to support Germans. But if we were a little objective, we could agree that Montoya seems to be the best driver of the F1. Think about it and give your opinion.
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Leasing or Buying+Later sell again (where you can get away really well)
Hi people, I’ve been asking myself the question for some time. (I hope I don’t make it complex) – Especially the 2-3 years old vehicles have the grossest behind them. The used vehicles (i.e. 2-3 years old), are rather rare to lease. If I make an explosive example: Mercedes Benz C63 AMG: These are all average values from mobile.de (just rough first). So quintessence: I get a 2 year old Benz (as before current model), drive it 2-3 years, say 15k loss, ko mm i with 36 months of use and subsequent resale on a theoretical rate of (15000 / 36) 333,33 EUR. I make from it times 500 EUR (500*36 = 18.000) to have later a little more to spend and can be compared as a rate also super with leasing. So rough value: Buy again later sell: -15.000 EUR at 3 years, 10tkm p.a., monthly load: ca 500 EUR. My research according to c63er leasing offers actually results only new or annual car offers (so no comparison conditions: 36 months / 10tkm / o. Anz. If 2015er costs c250 avant 400 EUR, c63 will easily cost 600 per month. Somehow I forgot some component (that means something big, the smaller things are equal to each other). Or: It is really like that, but you just need to add the necessary small change by 50k EUR, from then on it seems to be easy… feedback… PS: Also important -> This year should be c63 faceli The type of offer from above is only comparable if a model change is imminent…
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Is my leasing bill correct?
I’m just thinking about leasing a car. Which brand/model is still completely unclear, but that’s not what I’m talking about here. Here’s just an example: I’m independent, single and had a taxable income of 30,000 € in 2016. According to bmf-steuercomputer.de the income tax would then be 5,768 €. Well, the assumption that I would have had a leasing vehicle in 2016 with a monthly gross rate of 439 € and a gross list price of € 39.990, not a special payment. Then I could have deducted the leasing rate completely from my profit and would therefore have to count on a taxable income of € 30.000 – (12 x € 439) = € 24.732. However, I drive the car also privately and would apply the so-called 1% rule, i.e. 1% of the list price per month to my profit. So this would be € 12 x € 399.90 = € 4.799. That would be my taxable income € 24.732 + € 4799 = € 29.531. calculator.de would be the income tax of €5.613. Is my invoice so correct? Or do I have a (thinking) error somewhere? Thank you for your answers in advance! Marco
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Experience Leasing as a GmbH ?
Hello, I am the new one here and I have a question….as first: I have 2 small shops for about 14 years and for 9 years I have a GmbH with good balance sheets, everything tippi toppi…since then I always lease my cars over the BMW Bank, so far without any problems because: Balance sheets are great, for years always my rates well paid, never been anything. Now I wanted to order a new car at the beginning of last week and: will be rejected if I don’t at least 9,000 euros !!! le!!! What I didn’t need all these years and the explanation was: since I am the shareholder of the GmbH and at the same time also hired myself as managing director—hhhh…hello??? How else can I do that, ponder….I am totally angry honestly said, my husband still has to do with a gentleman from the BMW Bank tel. but: nothing. After all these years I wonder, what’s wrong??? Every employee who earns less than half as I get a financing without Deposit and I will be rejected after all these years or should make a fat deposit…sorry…would love to hear your experiences or much can anyone tell me why there was suddenly such a “clash” from the nice BMW Bank for me…thanks for reading…
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Company leasing requirements
I am the sole shareholder/manager of a GmbH in the field of industry. Company foundation was at the end of 2014. 100% of equity was invested. Since January 2018 the initial investments are back inside and there is regular sales. Previously there was no or only minimal sales. In January 2018 we made sales i.e. from €30,000. Monthly we have been contractually assured by framework contracts with various distributors since 2018. Our profit margin before taxes, however, after operating costs is about 50% As managing director, I do not receive a salary, but pay me a certain amount (usually 1000€) monthly as a loan from the GmbH (usually 1000€). I do not think I have a good creditworthiness. Is it possible under these circumstances to lease a company car with a new price of 52.000€ (15,000/36/0)?
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5000 mosquitoes, zero clue
Hello community, the headline probably says almost everything. I saved 5000 euros together and absolutely no track of cars. I have of course read all sorts of tips and tricks for buying used cars, etc. pp. but when the days fell from 4.980 euros to 3.890 euros a car selected by me at mobile.de, there were again doubts. This was about ‘nen Ford Maverick, and this was about the one here:http://suchen.mobile.de/…/215790427.html I like this klo My second choice would be a Mercedes station wagon. I know something different than a giant car, but what should I say, I really like it too.http://suchen.mobile.de/…/214762308.html But the car is 14 years old, well… I don’t know. I would like to ask you a little support in my choice or alternative suggestions about this.
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Kombi up to 25.000 EURO searched
Hello, from our first wanted child now twins 🙂 And since my wife’s car slowly but surely gives up the spirit – B Corsa – we would like to buy a car as a 2nd car. Want to buy the car by February 2016 because the Corsa will probably no longer come through the TÜV. I drive an Audi A3 – bought at the end of 2014. So we are looking for a new car. Driving performance about 20,000km p.a. We also often drive by car into the ski holiday etc. What should the car have: -Kombi – The best trailer coupling -Automatic (very important) -Navi -Seating (very important) -Benziner -from 140 hp -Inners should be high-quality and not constantly knarzen etc. -Climate Automatic -Dachreling (less important) Up to now we have only driven German cars. But want now tips independently of the brand. Have many in the relatives drive the Toyota and Mazda and are very satisfied. Only Dacia I do not want. Have looked at the Seat Leon Kombi, looks very nice and and seems to have a good quality. Skoda Octavia also looked very good. Only from the DSG I hear almost only bad – also confirmed to me my dealer. But can’t say anything about it – my Audi has manual circuitry. However, with the Japanese there is often 5 years and more guarantee – that would be an important point for us. Pricewise we have once targeted 25,000 euros. Mostly new or day registration. Buy only from dealers – not from private. I am looking for Germany – at “bargains” I also have no problem getting on the train and buying the car at the other end of Germany. (Living in Stuttgart). Thank you very much for your help. VG
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Car Battery Voltage – What is a “normal” value?
Hello together, recently tried to leave my Opel Meriva A (BJ. 2007) and failed, I immediately realized that it must be due to the battery (many short rides and the cold). I have now bought such a charger with voltage indicator for the battery. Before charging it showed 12.4V and after charging now 12.8V. Can someone tell me if this value fits? Should I still replace the battery in the short or long term? Thanks in advance for your advice!
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Pulling or pressing tools?
Hello, in a Gedore safe note sheet, the section “Screw Keys” says: Quotation: Always pull the wrench up to yourself! Never push the wrench away from you! If you can only press the wrench for constructive reasons, press with the open palm of your hand to avoid injuries to the ankle. The same note can be found again under “Knarren, Aktivungstool und Steckschlüsselinserte”. I have a lot of thoughts. If I think about it exactly, I probably have pushed the tool away from me so far, so that it does not move in my direction when suddenly giving in (slip or break). Apparently I have handled this wrongly for more than 30 years. Or not? How do you do it? Free to snout or like in the Gedore instructions? MfG, Tazio1935
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Insurance has terminated
Moin, I am unfortunately (or fortunately) not familiar with this topic at all. The following situation: My brother (22 years) has had a new car insurance since 01.01.2011 (liability + comprehensive). He drives with the insurance of my parents, i.e. SF25. Right in January he had a glass damage, which was regulated by the partial cascade. Now in May he had a self-inflicted accident with quite high damage. Now the insurance has terminated him with the reason, three damages (i (ch only knows of two) within a year –> Risk too high The insurance is talking about three damages, since the accident was regulated in May both over the full and the liability. 1. Question: Does any of you have experience with what it looks like when you cancel the insurance, if you want to take out a new (forcibly comprehensive) with another company, apart from the downgrading? 2. Question: Where does this originally come from, that the insurance is based on two or three damages canceled? Is the discretionary issue of the insurance? In small print I can’t really find anything? MFG Jochen