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Moin together, I had a small accident. Shortly to the approach: In front of me was a car, which oriented to the extreme right to the road edge and greatly reduced the speed (innerorts). I assumed that he wanted to stop right and then pulled out blinking left to drive past him. When I was already about a meter next to him, he put the turn signal on the left and pulled out directly because he wanted to turn. I then got into the brake and tried I went into the door very easily. Damage to me bumper front, with him the door. Police was on the spot and said we both made a mistake. I should not have overtaken a left turner. Well, let’s take it that way, although the left turn when I set up to overtake was not visible. He should have taken note of the backlog traffic. I can now go to the penalty point wa In conclusion: it will probably lead to a division of responsibility. And now the questions come: I have reported the damage to my liability and directly noted that a partial debt regulation is considered. However, the nice clerk could not tell me anything about the division of responsibility …. well what should be said about it. With the opposing insurance I also have directly a How does the whole thing work out with the partial debt now. Does the insurance company deal with each other? Is there anything from the penalty office or how? If we now get a debt of 50/50, for example, each gets 50% of his damage refunded and has to pay 50% of the counter? How do I claim my damage? Was the VW company responsible for the damage? I’m a bit overwhelmed by the situation and hope someone can give me a few tips here.

Hello, don’t know if the thread is 100% correct here, but I didn’t find a better suitable section. So here’s my question: what does this actually look like with dealer guarantee? There’s a certain obligation, right? But what does it look like. Was a used car dealer, and asked for a warranty, he then said that he didn’t offer any insurance for it, because he first has to insure himself against it. As far as I know, the legal guarantee can’t Is that right???? Thx Jowasa

The driver didn’t see me at the change of lane. The driver admitted the fault immediately. And she said that she would report this to the insurance company (company car). Hope she stays with me, so we didn’t call the police. (Hope that wasn’t a mistake.) Now I was at the workshop this morning because of a cost estimate and they meant I needed an expert because of the rear door. (It is slightly pressed in) I have not yet commissioned this one, since I do not yet know if the driver has reported the damage to the insurance. (They estimate the damage to approx. 2400 EUR, when replacing the rear door) Do I have to wait for the expert to go to the insurance? Or can I order it already after I know if the damage is reported to the insurance? Pictures I have in the attachment. How best to do this and for how long Can this take time? (Is my first damage)

I, 19 years, for 2 years in possession of a driver’s license (driver’s license with 17), participated in the accompanied driving, drive regularly with my mother’s car, about 8000km a year, let me calculate with several comparison pages on the internet times the “favorable” tariff. For test purposes I took a 2002 Golf IV with 75 hp (petrols). Only I have the feeling that something goes wrong. If I assure the car quite normal on me the contributions are lower than if I assure my father (many drivers, 25 years accident-free). In both cases I would have to pay about 1500 euros a year with the best insurance, even if I only take liability. So something is not quite right. What would you say it would cost me to insure the “test car” about my father? I am grateful for every realistic estimate.